Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial stability and risks. Diligent individual with strong work ethic.
Overview
5
5
years of professional experience
Work History
Lending Specialist II
SCU- State Credit Union
03.2023 - Current
Comply with applicable consumer protection laws and their requirements including fair lending and the Secure and Fair enforcement for Mortgage Licensing Act
Assist Vice President/Lending Administrator with developing and maintaining loan policies and procedures
Managed a diverse portfolio of loans across various sectors, demonstrating versatility and adaptability within the lending specialist role.
Assist Vice President/Lending Administrator with loan reviews and monthly reports
Assist Vice President/Lending Administrator with creating new loan programs
Assist Vice President/Lending Administrator with any special projects
Exceeded monthly lending targets consistently, demonstrating strong sales acumen and commitment to organizational objectives.
Lending Specialist I
SCU- State Credit Union
03.2022 - 03.2023
Processed loan applications and monitored progress from start to finish.
Developed and maintained relationships with lendors
Optimized internal communication channels between departments, facilitating faster loan processing times and improved accuracy in documentation handling.
Educated clients on various lending products available, helping them make informed decisions that best suited their financial goals.
Maintained up-to-date knowledge of industry regulations and compliance standards, ensuring accurate and legally compliant lending practices.
Credit Card Specialist
PNC Bank
01.2019 - 03.2022
Spearheaded initiatives aimed at improving payment processing times, reducing manual interventions required for transaction approvals or declines.
Evaluated customer creditworthiness and financial statements to determine credit limits.
Implemented credit card account maintenance procedures to determine accuracy of customer information and compliance with federal regulations.
Education
High School Diploma -
West Florence High School
Florence, SC
2010
Skills
Loan Servicing
Documentation Review
Credit analysis
Loan Origination
Decision Making
Extensive knowledge of SCU loan policies and procedures
Knowledge of financial concepts
Microsoft office
Ability to create complex reports and spreadsheets