Karen Grissom
Santa Clara,CA
Summary
Accomplished Conventional Underwriter I with over 20 years experience, enhancing loan approval processes by implementing rigorous risk assessments and improving underwriting practices. Expert in mortgage underwriting and documentation review, I excel in teamwork and collaboration, significantly contributing to team success and process optimization.
Overview
12
12
years of professional experience
Work History
Conventional Underwriter I
Paramount Residential Mortgage Group
09.2018 - 03.2024
- Expedited approval process for qualified loans by conducting thorough risk assessments and verifying borrower''s information.
- Participated in quality assurance reviews, providing feedback and recommendations to improve underwriting practices.
- Proactively identified areas for improvement within the department''s processes or workflows.
- Maintained comprehensive knowledge of conventional underwriting guidelines, keeping up-to-date with industry changes and regulatory requirements.
Junior Underwriter
Finance of America Mortgage
03.2017 - 05.2018
- Contributed to a positive work environment by actively participating in team meetings and offering constructive feedback on process improvements.
- Handled extensive loan applications, ensuring precision and timeliness.
- Maintained compliance with company policies and industry regulations through diligent review of documentation and data analysis.
Junior Underwriter
Plaza Home Mortgage
04.2012 - 03.2017
- Demonstrated expertise in various types of loans, including FHA, VA, and conventional mortgages.
- Contributed to a positive work environment by actively participating in team meetings and offering constructive feedback on process improvements.
- Assisted senior underwriters in evaluating loan applications, resulting in improved risk assessment accuracy.
- Ensured accuracy of borrower documentation through rigorous attention to detail during the verification process.
Education
GED -
De Anza College
Cupertino, CA09-1990
High School Diploma -
Adrian C. Wilcox High School
Santa Clara, CA06-1990
Skills
- Microsoft office
- Documentation review
- Credit analysis
- Mortgage underwriting
- Income calculation
- Teamwork and collaboration
- Customer service
Timeline
Conventional Underwriter I
Paramount Residential Mortgage Group
09.2018 - 03.2024
Junior Underwriter
Finance of America Mortgage
03.2017 - 05.2018
Junior Underwriter
Plaza Home Mortgage
04.2012 - 03.2017
GED -
De Anza College
High School Diploma -
Adrian C. Wilcox High School
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