Skilled Credit Manager administers credit operations and account management. Top strengths in data analysis, collections and both verbal and written communication. Over 30 years of experience supporting financial needs for organizations within wholesale and service industry.
Overview
29
29
years of professional experience
1
1
Certification
Work History
Credit & Collections Manager
Isolatek International
Stanhope, NJ
06.2022 - Current
Review credit-worthiness of new and existing customers
Manage and monitor collections of receivables
Determine action to take in collection of past due accounts
Responsible for the control and timely release of all orders for shipment on open account
Obtain all legal protections pre-liens
Interface with customer service, sales, billing, logistics and accounting
Manage relationships with external vendors
Directly responsible for handling all International Credit and Collections for Mexico ,IIE, Canada and our international accounts
Perform review for Bad Debt
Report unusual problems and conditions to CFO
Supervise and provide direction and guidance to the department staff
Credit & Collections Manager
Accredited Lock & Door Hardware Co
Secaucus, NJ
01.1995 - 06.2022
Managed reporting, documentation and recordkeeping requirements for department.
Conducted investigations and in-depth evaluations of customers for creditworthiness and potential risk factors.
Reviewed accounts for signs of fraud and non-payment issues.
Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
Resolved problems and maintained positive cash position, achieving recognition across organization for having insight, due diligence and precision skills.
Gathered information related to assessment of annual bad debt to carry out in-depth reviews.
Submitted delinquent accounts to collections department or outside resources.
Applied deep understanding of industry best practices and legal requirements to prevent critical incidents.
Implemented new initiatives, which resulted in quicker payments and better turnaround times to resolve customer issues.
Evaluated business practices and loan procedures to assess risk and develop mitigation plans to protect business operations and assets.
Created standard operating procedures and delivered training to credit personnel to improve operational efficiency.
Education
Bachelor of Arts - Psychology
Montclair State University
12.1989
Skills
Fraud understanding
Performance improvements
Credit evaluations
Authorizations knowledge
Policy development
Risk assessments
Research and due diligence
Client relationship management
Employee training
Excels in team leadership
Collections
Accounts Receivable Management
training
team building
managment
worked with Microsoft Excel Outlook and numerous online platforms
B2B Collectionss, B2C Collections SaaS, ACH Debits/Credits
Cash Flow Management
Sales Support
Customer Service
Customer relationship development
Affiliations
-Run a small business Hobby farm that rescues animals and caters to children for birthday parties and visits to our farm to spend time with farm animals and learn about them
Accomplishments
Lowered numbers on our Aging
Created highly effective Credit CardSystem that significantly impacted efficiency and improved operations and save the company thousands a month
Consistently maintained high customer satisfaction ratings.
Able to handle all billing programs for our customers so we could be paid sooner
Art Teacher at South Bronx International Charter School for International Cultures and the ArtsArt Teacher at South Bronx International Charter School for International Cultures and the Arts
BILINGUAL PROGRAM MANAGER at CARREFOUR INTERNATIONAL / CROSSROADS INTERNATIONALBILINGUAL PROGRAM MANAGER at CARREFOUR INTERNATIONAL / CROSSROADS INTERNATIONAL