Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Additional Information
Certification
References
Timeline
Generic

Karen Kopesky

Sussex,NJ

Summary

Skilled Credit Manager administers credit operations and account management. Top strengths in data analysis, collections and both verbal and written communication. Over 30 years of experience supporting financial needs for organizations within wholesale and service industry.

Overview

29
29
years of professional experience
1
1
Certification

Work History

Credit & Collections Manager

Isolatek International
Stanhope, NJ
06.2022 - Current
  • Review credit-worthiness of new and existing customers
  • Manage and monitor collections of receivables
  • Determine action to take in collection of past due accounts
  • Responsible for the control and timely release of all orders for shipment on open account
  • Obtain all legal protections pre-liens
  • Interface with customer service, sales, billing, logistics and accounting
  • Manage relationships with external vendors
  • Directly responsible for handling all International Credit and Collections for Mexico ,IIE, Canada and our international accounts
  • Perform review for Bad Debt
  • Report unusual problems and conditions to CFO
  • Supervise and provide direction and guidance to the department staff

Credit & Collections Manager

Accredited Lock & Door Hardware Co
Secaucus, NJ
01.1995 - 06.2022
  • Managed reporting, documentation and recordkeeping requirements for department.
  • Conducted investigations and in-depth evaluations of customers for creditworthiness and potential risk factors.
  • Reviewed accounts for signs of fraud and non-payment issues.
  • Collaborated cross-functionally with sales, management and other departments to maintain effective operations.
  • Resolved problems and maintained positive cash position, achieving recognition across organization for having insight, due diligence and precision skills.
  • Gathered information related to assessment of annual bad debt to carry out in-depth reviews.
  • Submitted delinquent accounts to collections department or outside resources.
  • Applied deep understanding of industry best practices and legal requirements to prevent critical incidents.
  • Implemented new initiatives, which resulted in quicker payments and better turnaround times to resolve customer issues.
  • Evaluated business practices and loan procedures to assess risk and develop mitigation plans to protect business operations and assets.
  • Created standard operating procedures and delivered training to credit personnel to improve operational efficiency.

Education

Bachelor of Arts - Psychology

Montclair State University
12.1989

Skills

  • Fraud understanding
  • Performance improvements
  • Credit evaluations
  • Authorizations knowledge
  • Policy development
  • Risk assessments
  • Research and due diligence
  • Client relationship management
  • Employee training
  • Excels in team leadership
  • Collections
  • Accounts Receivable Management
  • training
  • team building
  • managment
  • worked with Microsoft Excel Outlook and numerous online platforms
  • B2B Collectionss, B2C Collections SaaS, ACH Debits/Credits
  • Cash Flow Management
  • Sales Support
  • Customer Service
  • Customer relationship development

Affiliations

-Run a small business Hobby farm that rescues animals and caters to children for birthday parties and visits to our farm to spend time with farm animals and learn about them

Accomplishments

  • Lowered numbers on our Aging
  • Created highly effective Credit CardSystem that significantly impacted efficiency and improved operations and save the company thousands a month
  • Consistently maintained high customer satisfaction ratings.
  • Able to handle all billing programs for our customers so we could be paid sooner

Additional Information

Fast learner

Dedicated employee

Able to deal with all levels of Management

Certification

  • NJ Notary

References

References available upon request.

Timeline

Credit & Collections Manager

Isolatek International
06.2022 - Current

Credit & Collections Manager

Accredited Lock & Door Hardware Co
01.1995 - 06.2022

Bachelor of Arts - Psychology

Montclair State University
Karen Kopesky