Karen Renaud

- Managed 85 Independent P&C insurance agents in the production of auto, homeowners and commercial accounts.

- Cultivated territory to improve the quality of agency representation by appointing proven agencies and terminating poor performers, ultimately increasing the territory volume from $5 Million to $30 Million.

- Reviewed monthly and quarterly agency management reports to track profit and production results.

- Provided territorial analysis, identifying strengths, weaknesses, opportunities and threats to current market position.

- Conducted physical inspections of various risks to determine underwriting acceptability.

- Trained agency personnel on company products and company computer programs.

- Served as a visible and knowledgeable link between agencies and Home Office personnel.

- Managed 65 independent insurance agencies producing auto, home, commercial and yacht insurance products.

- Guided agency principals in the development and implementation of marketing programs.

- Trained agency staff on products and programs

-Assisted with the scheduling and use of trade show booths.

- Facilitated working relationships between agency personnel and underwriting to streamline production of new business.

- Responsible for customer service and account development of group life, health, automobile and homeowners insurance products.

- Prospected new accounts, delivered presentations, quoted contracts, negotiated terms and conditions.

- Handled payroll deducted life, health, long-term disability and tax sheltered annuity programs.