Summary
Overview
Work History
Education
Skills
Timeline
Generic

Karen L. Gordon

Winchester,VA

Summary

Dedicated Settlement Officer and Licensed Title Insurance Producer with exceptional skills in communicating and working with builders, realtors, lenders, title abstractors, buyers, and sellers. Over 20 years of experience in title clearing, underwriting, policy production, and closing procedures, with in-depth knowledge of all real estate procedures, laws, and markets. Committed to ensuring every closing transaction is smooth and stress-free for buyers, sellers, and real estate agents.

Overview

18
18
years of professional experience

Work History

SETTLEMENT OFFICER/TITLE AGENT

Walker Title, LLC
02.2014 - 01.2023
  • Coordinated and processed documentation for residential and commercial real estate closing transactions
  • Reviewed sales contracts for closing details
  • Accurately entered all necessary information in TSS
  • Communicated in a professional, personable manner with lenders, real estate offices, and service companies to obtain information needed for closing
  • Provided timely assurance of clear title, and secured lien payoffs, mortgages, and real estate tax balances
  • Issued title commitments and policies for residential and commercial properties
  • Cleared requirements on title commitments and lender closing instructions
  • Coordinated and reviewed Closing Disclosures and Settlement statements with lenders
  • Conducted settlement and ensured all documents were properly executed and notarized
  • Recordation of documents in appropriate land records
  • Coordinated with accounting staff to have funds disbursed.
  • Maintained industry best practices for file security while working remotely from home for 9 years

CLOSER

Integrity Home Mortgage
02.2012 - 12.2013
  • Facilitated the closing and disbursement of funds for conventional, FHA 203b & 203k, VA and RD mortgage loans
  • Gathered closing figures, input closing information to generated error-free loan documentation
  • Ensured documentation was in compliance with federal and state regulatory requirements as well as company policies
  • Examination of title insurance binder and homeowner’s insurance for adequate coverage
  • Evaluation of residential mortgage appraisals for agreement with file documentation
  • Perform prior to close employment verification for mortgage applicants
  • Provided direction to attorney’s and title companies when reviewing and making corrections to settlement statement prior to loan closing to ensure accuracy, completeness and compliance with all underwriting and 2010 RESPA Rule requirements
  • Coordinated and met requirements for closing short sales and foreclosures
  • Obtained and reviewed required funding documentation prior to authorizing loan funding.

SETTLEMENT MANAGER

Elite Settlements, Inc
01.2005 - 01.2010
  • Managed all aspects of real estate closing production from receipt of contract through to issuance of final title insurance policies
  • Trained and supervised processors on title binder and settlement statement preparation using TSS.
  • Underwrote and issued all title commitments and policies
  • Cleared title issues – judgments and unreleased deed of trust
  • Managed payroll, accounts payable, three-way escrow account, and bank reconciliations
  • Implementation of the company's business development plan including marketing and client retention
  • Prepared and conducted monthly First Time Home Buyer Seminars

Education

Associate of Applied Science - Business Management

Laurel Ridge Community College
Middletown, VA
05.1993

Associate of Applied Science - Computer Information Systems

Laurel Ridge Community College
Middletown, VA
12.1992

Skills

  • Licensed Title Insurance Producer - Virginia
  • Real Estate Closing Procedures
  • Title Review and Clearing
  • Title Underwriting and Policy Production
  • Commercial Transactions
  • TSS -Title Express
  • Escrow Accounting
  • Proficient in Microsoft Word, Outlook, and Excel
  • Notary Public

Timeline

SETTLEMENT OFFICER/TITLE AGENT

Walker Title, LLC
02.2014 - 01.2023

CLOSER

Integrity Home Mortgage
02.2012 - 12.2013

SETTLEMENT MANAGER

Elite Settlements, Inc
01.2005 - 01.2010

Associate of Applied Science - Business Management

Laurel Ridge Community College

Associate of Applied Science - Computer Information Systems

Laurel Ridge Community College
Karen L. Gordon