Karim FEHDÉ
Miami,FL
Overview
12
12
years of professional experience
Work History
Head of Project Management & Business Development (Project Management Office)
Banque BEMO SAUDI FRANSI
01.2016 - 10.2019
- Pilot and follow all the bank’s projects in their: strategic, commercial, financial, human, legal and technical dimensions
- Suggest and ensure organization and project management services that are intended to enhance the competitiveness, the performance and the quality
- Ensuring the establishment, the follow-up and the animation of the Bank’s overall action plan
- Create, suggest, design and launch new products and services
- Proposing strategic directions to enhance the bank’s existing products and services.
Credit and Market Risk Manager (Risk Management Division)
Banque BEMO SAUDI FRANSI
09.2012 - 12.2015
- Ensuring efficient and proper management of Credit Risk Department with all counter parties (Corporate, SMEs, Retail, Remedial and Financial institutions)
- Tracking and analysing the banking trends in credit assessment techniques and standards and submit recommendations to the Board of Directors
- Planning, organizing, controlling and managing day to day activities of the credit risk department while ensuring quality, efficiency and low risk
- Conducting general and specific reviews on the credit portfolio
- Evaluating the risks associated with all new products and services
- Reviewing the General Credit Policies & Procedures and proposing modifications when needed
- Participating in the Business Contingency Plan application.
Senior Relationship Officer (Corporate Lending Department)
06.2011 - 09.2012
- Identifying new clients in order to meet yearly objectives in term of targeted volume of business (new clients, products, activities, etc.)
- Renewing clients’ files on yearly basis and collect all needed information and documentations
- Leader of a team composed from three relationship officers (ROs)
- Coaching ROs to satisfy clients’ requirements and follow up clients’ files
- Assisting the Head of the division in monitoring market and competitive developments, gathering and sharing information and necessary documentation to proceed with clients’ files.
Credit Risk Senior Officer (Risk Management Division)
12.2009 - 06.2011
- Coaching Credit Risk Officers in the credit risk assessment of Corporate and SME files
- Proposing strategic directions for enhancing the credit risk assessment
- Submitting monthly detailed statistics on the status of the total credit activities in the bank
- Rating all credit files in compliance with central bank regulations & Basel II requirements.
Credit Risk officer (Risk Management Division)
08.2007 - 12.2009
- Assessing the corporate credit files
- Evaluating the risks associated with new products, services, and retail loan programs
- Submit monthly report on facilities granted to shareholders
- Submitting a quarterly report on the performance of big and special accounts.
Real Estate Lending and Business Development Manager
Banque BEMO SAUDI FRANSI
10.2019
- Managing the Real Estate loans’ portfolio in Compliance with the Central Bank Regulations and IFRS9 requirements
- Identifying new qualified clients and sustaining credit relationship with existing clients
- Coaching the real estate lending team in carrying out credit proposals and assessing the credit worthiness of potential clients
- Managing the collection of all debts in compliance with agreed Credit policies and procedures
- Member of the Management Credit Committee.
Education
MBA -
ESA Business School « École Supérieure des Affaires »
Bierut-Lebanon01.2007
MBA -
ESA Business School « École Supérieure des Affaires »
Bierut-Lebanon01.2007
Bachelor Degree in Science -
University of Damascus - Biochemistry Section
01.2005
Bachelor Degree in Science -
University of Damascus - Biochemistry Section
01.2005
Scientific Baccalaureate -
01.1999
Scientific Baccalaureate -
01.1999
Diploma in Higher Studies of Management -
European School of Management (ESCP-EAP)
Diploma in Higher Studies of Management -
European School of Management (ESCP-EAP)
Skills
- Requirements Gathering
- Innovation management
- Project Scheduling
- Portfolio Management
- Results Orientation
- Scope Management
Languagesandcomputerskills
Very Good (reading and writing), Very Good, Microsoft Word, Excel, Power Point, Photoshop, Visio & SAB (core banking system).
Personal Information
Date of Birth: 05/13/80
Training
- August 2007: Financial analysis, 3i logic center (based in Bahrein)
- June 2008: Credit & Risk Management I, 3i logic center
- October 2008: Credit department in BEMO Bank Sal - Beirut (on job training)
- May 2009: Credit & Risk Management II, 3i logic center
- Loan Portfolio Management, 3i logic center
- July 2010: Credit Risk: “Analysis & Management”, Euromoney - Istanbul
- November 2011: Basel II and Risk management, Tadreeb Center
- March 2014: Annual Risk Management Forum, Union of Arab Banks - Beirut
- April 2014 & 2015: Operational Risk Management, BCTS - Beirut
- February 2016: Project Management Fundamentals, ESA Business School-Beirut
- May 2017: Compliance & Anti Money Laundering, IQUAD e-learning center
- July 2019: Leadership & Management, IQUAD e-learning center.
Timeline
Real Estate Lending and Business Development Manager
Banque BEMO SAUDI FRANSI
10.2019
Head of Project Management & Business Development (Project Management Office)
Banque BEMO SAUDI FRANSI
01.2016 - 10.2019
Credit and Market Risk Manager (Risk Management Division)
Banque BEMO SAUDI FRANSI
09.2012 - 12.2015
Senior Relationship Officer (Corporate Lending Department)
06.2011 - 09.2012
Credit Risk Senior Officer (Risk Management Division)
12.2009 - 06.2011
Credit Risk officer (Risk Management Division)
08.2007 - 12.2009
MBA -
ESA Business School « École Supérieure des Affaires »
MBA -
ESA Business School « École Supérieure des Affaires »
Bachelor Degree in Science -
University of Damascus - Biochemistry Section
Bachelor Degree in Science -
University of Damascus - Biochemistry Section
Scientific Baccalaureate -
Scientific Baccalaureate -
Diploma in Higher Studies of Management -
European School of Management (ESCP-EAP)
Diploma in Higher Studies of Management -
European School of Management (ESCP-EAP)
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