Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Karla Nay

Orlando,FL

Summary

Experienced Licensed Claims Adjuster in Florida with a strong background in the insurance industry and a proven track record of providing exceptional customer service for over 8 years. Committed to ensuring customer satisfaction and making valuable contributions to company success. Thrives in fast-paced, deadline-driven environments and approaches tasks with energy and enthusiasm. Known for meticulous attention to detail, dependability, flexibility, and exceptional multitasking abilities.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Senior Claims Examiner

One80 Intermediaries Inc.
06.2023 - Current
  • Responsible for all aspects of the claims process.
  • Delivered exceptional customer service to policyholders by communicating important information and patiently listening to issues.
  • Identified insurance coverage limitations with thorough examinations of claims documentation and related records.
  • Reviewed police reports, medical treatment records, and physical property damage to determine extent of liability.
  • Performs audit reviews and adjudication of complex high dollar claims by completing an end-to-end audit with final approval authority.
  • Identify suspicious losses and recommended referrals to assist with investigations and claim settlement.
  • Document all investigation activity in the claim.
  • Assist in training of new or junior associates.

Claims Examiner

One80 Intermediaries Inc.
04.2022 - 06.2023
  • Independently process travel claims in accordance with associated policies.
  • Review assigned claims, contact the insured and other affected parties, set expectations for the remainder of the claim, and initiate documentation in the claim handling system.
  • Confirms coverage of claims by reviewing policies and documents submitted in support of claims.
  • Evaluate, Negotiate, and settle claim when appropriate.
  • Handle incoming calls from and makes outgoing calls to claimants and suppliers in a professional, positive, and proactive manner.
  • Consistently meet established performance standards, including quantity and quality claims processing standards.
  • Maintain current knowledge of Plan(s) and effectively applies this knowledge to the payment of claims, customer service, and all other job functions.
  • Ensure that CBP maintains HIPAA compliance in all areas.

Customer Care Assistant Manager

North America Risk Services
09.2019 - 11.2021
  • Responded to customer needs through competent customer service and prompt problem-solving.
  • Review daily reports created by Customer Communications Manager (CCM) to determine areas for improvement as well as high achievers.
  • Review areas for improvement with the team and set expectations for improvements.
  • Addressed customer complaints and mitigated dissatisfaction by employing timely and on-point solutions.
  • Conduct Claim setup and call audits on claims Intake Team.
  • Oversee triaging of work orders and distribution.
  • Assist prioritizing and follow-up on new claims requests.
  • Make sure that all claims are assigned correctly and set up in a timely manner.
  • Work with Customer Communications Manager to create reports, procedures and monitor call volumes throughout the day to make sure staffing requirements are met.
  • Train CSRs on claim handling questions, customer service advice and client procedures.
  • Handle escalated calls from the team.
  • Assist in the distribution of escalated calls to appropriate adjusters, teams, directors.
  • Conduct Monthly Team meetings and bi-monthly Individual meetings with each CSR to review performance, audit results and any questions the CSR may have.
  • Responsible for the research and routing of unidentified (HOLD) claims.
  • Work with Account Management and Clients to identify and properly route unidentified claims.
  • Conduct claim and call investigations for Quality Assurance and Clients when a complaint or issue arises.
  • Report to QA, Director and Clients on investigation results and provide Action Plans.
  • Make sure specific client guidelines are being adhered to by the team.
  • Correct data and provide notification to Account Management and/or Quality Assurance.
  • Assist in designing new team procedures based on client requirements, train on those procedures and enforce compliance.
  • Create and distribute client updates, new program notifications and special handling guidelines on all programs.

Adjuster

North America Risk Services
05.2019 - 09.2019
  • Review the losses (Property, auto and general liability claims, workers compensation).
  • Analyzed information gathered by investigations to report findings and recommendations.
  • Promptly and effectively handle to conclusion all assigned claims with little to no direction and oversight.
  • Open, close and adjust reserves in accordance with company practices designed to ensure reserve adequacy.
  • Ensure that the client is kept informed, receives a clear explanation and is shown care and concern throughout the claim process.
  • Investigated, processed, and settled first/third party claims for total losses involving automobiles and properties.
  • Maintain quality control/satisfaction records, constantly seeking new ways to improve customer service.
  • Obtained all necessary information to complete proper evaluation of injury claims.
  • Reviewed data to verify the validity of claims.
  • Drafted a statement of loss to summarize damages, payments and underlying policy coverage.
  • Negotiated with policyholders and claimants to reach mutually satisfactory resolutions.

Senior CSR (Claims intake)

North America Risk Services
12.2017 - 05.2019
  • Triage new losses (auto, general liability, worker compensation and property claims).
  • Assists management with new team member training.
  • Delegate tasks and set project deadlines.
  • Managing large amounts of inbound and outbound calls in a timely manner.
  • Provides quality customer service, including interacting with customers, answering customer enquiries, and effectively handling customer complaints.
  • Enter and maintain required claim information into the company claim system.
  • Review invoices and requisitions for satisfactory payment approval.
  • Check vendor files for any previous payments and assign voucher numbers.
  • Obtain proper information and/or data regarding invoice payments.

Customer service agent (call center)

Encore global Solutions
08.2017 - 11.2017
  • Managing large amounts of inbound and outbound calls in a timely manner.
  • Following call center 'scripts' when handling different topics.
  • Identifying customers' needs, clarifying information, research every issue and providing solutions.
  • Communicated with clients regarding account services, statements, and balances.
  • Demonstrated high attention to detail, organization and management of multiple tasks and projects simultaneously.
  • Updated account information to maintain customer records.

Supply Specialist (92Y)

USA Army Reserve
08.2008 - 11.2017
  • Receives, inspects, inventories, loads, unloads, segregates, stores, issues, delivers and turns-in organization and installation supplies and equipment.
  • Receive, open, sort, and distribute both incoming and outgoing mail; route mail to various points within and outside the organization.
  • Synchronized supply chains to optimize inventory and service procedures.
  • Reviewed supply policies, plans and procedures to resolve issues impacting logistics operations and supply accountability.
  • Prepares all unit/organizational supply documents.
  • Maintains automated supply system for accounting of organizational and installation supplies and equipment.
  • Issues and receives small arms.
  • Secures and controls weapons and ammunition in security areas.
  • Schedules and performs preventive and organizational maintenance on weapons.
  • Inspects completed work for accuracy and compliance with established procedures
  • Coordinates supply activities.
  • Reviews and annotates changes to unit material condition status report.
  • Post transactions to organizational and installation property books and supporting transaction files.
  • Determines method of obtaining relief from responsibility for lost, damaged and destroyed supply items.

Education

Bachelor's Degree - Cellular and Molecular Biology

UMET
05.2011

Skills

  • Fluent in English and Spanish
  • Proficient with MS Word, Excel, and PowerPoint
  • Multitasking Abilities
  • Critical Thinking aptitude
  • Time management
  • Negotiation/ settlement
  • Excellent Organizational, Verbal & Interpersonal Skills
  • Policy Interpretation
  • Investigation techniques
  • Claims analysis

Certification

6-20 All lines adjuster license (Florida)

Timeline

Senior Claims Examiner

One80 Intermediaries Inc.
06.2023 - Current

Claims Examiner

One80 Intermediaries Inc.
04.2022 - 06.2023

Customer Care Assistant Manager

North America Risk Services
09.2019 - 11.2021

Adjuster

North America Risk Services
05.2019 - 09.2019

Senior CSR (Claims intake)

North America Risk Services
12.2017 - 05.2019

Customer service agent (call center)

Encore global Solutions
08.2017 - 11.2017

Supply Specialist (92Y)

USA Army Reserve
08.2008 - 11.2017

Bachelor's Degree - Cellular and Molecular Biology

UMET
Karla Nay