Summary
Overview
Work History
Education
Skills
Certification
Work Availability
Quote
Timeline
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Karla  Rubi

Karla Rubi

Winchester,CA

Summary

Team player, friendly, outgoing with positive attitude. Accomplished Loan Officer dependable in building customer base and exceeding business goals. Pursues opportunities to build connections, increase bank revenue and cement loyalty.

Overview

21
21
years of professional experience
1
1
Certification

Work History

Loan Partner (Remote)

Homeowners Financial Group USA LLC
2020.12 - 2022.08

Monitored leads, prospects. Contacted Prospects Via call, Text and Email. Updated agents regularly on the status stages/milestones of the file. Gathered and indexed borrowers documents. Pulled credit, ran DU & LP, pulled certificate of eligibility for VA files. Pre-approved the file, priced it and locked it. Requested escrow fees, ordered appraisal, property profile, tax roll and requested HOI quotes. Requested initial disclosures and sent introduction emails to agents. Completed the submit to processing checklist in encompass. Submitted the loan files to set up team. Assisted processor with requesting prior to close conditions if needed. Maintained excellent communication with Real Estate Agents, loan officer, clients and processors.

Loan Partner/Processor

Premiere Capital Mortgage
2015.07 - 2020.12

Tracked all leads, and followed-up with referral business partners. Completed 1003 as well as followed-up with documents to complete Pre-approvals. Met with Borrowers to sign disclosures, collect documents etc. Pre-qualified clients, sent pre-approval letters and discussed loan options. Ran DU/LP and collected PTD's conditions from borrowers.

Money Changer/Supervisor/Slot Floor Lead

Pechanga Resort And Casino
2002.02 - 2011.06

Fixed minor issues with slot machines, changed paper, paid out jackpots and handled guest disputes. Carried a pouch to give change and cash tickets. Due to my exceptional guest service I was selected to remain working in High Limit Room. Carried a radio and provided excellent communication with my team. Worked independently with little to no supervision. Attention to detail and accuracy.

Education

Associate of Science -

Mt. San Jacinto College
Menifee
05.2024

Skills

  • Bilingual In Spanish
  • Customer Service for over 20 years
  • Loan Originator-NMLS licensed in California
  • Knowledgeable in FHA, Conventional, VA loans, 80-10-10 and CALHFA downpayment assistance
  • Experienced with wholesale lender as well as direct lender.
  • CRM-Jungo Sales Force and Trello
  • Calyx Point
  • Encompass
  • Excellent Communication Skills
  • Problem Solving
  • Multi-Tasking Ability
  • Notary Public/Loan Doc Signing
  • Advanced MS Office Suite

Certification

  • NMLS licensed in California
  • BSA/AML
  • Maintained 10 Year Gaming License
  • Title 31

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

The way to get started is to quit talking and begin doing.
Walt Disney

Timeline

Loan Partner (Remote)

Homeowners Financial Group USA LLC
2020.12 - 2022.08

Loan Partner/Processor

Premiere Capital Mortgage
2015.07 - 2020.12

Money Changer/Supervisor/Slot Floor Lead

Pechanga Resort And Casino
2002.02 - 2011.06

Associate of Science -

Mt. San Jacinto College
  • NMLS: 1647633
  • BSA/AML
  • Maintained 10 Year Gaming License
  • Title 31
Karla Rubi