Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Positions Of Responsibility
Timeline
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Karthik Rao

Mumbai,India

Summary

Dynamic professional with a proven track record at Deloitte Touche Tohmatsu, excelling in risk management and financial analysis. As the founder of Umeed, I empowered over 20 women, tripling their income while impacting 10,000+ beneficiaries. Skilled in MS Excel and passionate about driving sustainable solutions in diverse environments.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Founder

Umeed
01.2022 - Current
  • Founded a B2B startup for sustainable menstrual products, driving product design, strategy, and operations. Empowered 20+ women from disadvantaged backgrounds, tripling their income.
  • Managed to impact 10,000+ beneficiaries by organizing menstrual hygiene seminars to create basic awareness.
  • Optimized production cost by negotiating raw materials at a lower cost, thus positively impacting profitability.

Analyst

Deloitte Touche Tohmatsu
12.2021 - Current
  • Worked on a dedicated team, auditing banking clients to ensure regulatory standards.
  • Prepared detailed SOP for the client, capturing the entire process and ensuring that the process matches industrial standards.

Consultant

Deloitte Touche Tohmatsu
10.2021 - Current
  • Led consulting projects for diverse clients across various industries.
  • Analyzed the bank's investment products, including corporate bonds, to assess credit quality, liquidity risk, and compliance with regulatory investment norms.
  • Demonstrated proficiency in ensuring compliance with regulatory requirements related to AML reporting to the Financial Intelligence Unit (FIU).
  • Conducted in-depth analyses of derivative instruments, including options, swaps, and forwards, utilizing complex valuation and testing frameworks to validate deal accuracy and risk mitigation efficacy.

Senior Analyst

Deloitte Touche Tohmatsu
06.2021 - Current
  • Participated in risk assessment and internal control evaluation processes to ensure audit coverage aligned with the bank's risk profile.
  • Prepared detailed reports of audit findings, and presented them to senior management for review and follow-up action.
  • Worked with the regulator to test their operative effectiveness, and remediate the potential risk involved in the operations.
  • Developed comprehensive reports to communicate findings to stakeholders effectively.

Analyst

Genpact ERC
06.2021 - Current
  • Conducted extensive financial and capital reviews to establish compliance with regulatory standards while mitigating risks.
  • Managed audit of corporate banking operations & payment processes to identify areas of financial risk & exposure resulting in minimizing shortfalls.

Education

Bachelors in Commerce -

H.R College of Commerce and Economics
Mumbai, India
01.2021

Bachelor of Science - Finance

Questrom School of Business
Boston, MA

Skills

  • MS Excel (Advanced)
  • PowerPoint (Advanced)
  • Data Stride (Beginner)
  • Risk management
  • Financial analysis

Certification

  • Power BI
  • Excel
  • Customer Analytics

Accomplishments

  • Awarded the 'All-rounder' for my academic and extra-curricular achievements.
  • Finalist Enactus National competition as the president of the team.
  • Top 24 project in the world in 1 race 4 ocean in 2020.
  • Top 12 project in the world in world water race organized by Enactus international in 2019.
  • Represented college in international case study competition like HSBC case study, CBS case study competition etc.
  • Awarded 'Move the Dot' by Deloitte for employee of the quarter for my performance.
  • Awarded Annual award by Deloitte for top performer during 2023.

Positions Of Responsibility

  • President, Enactus HR College, Spearheaded 2 social entrepreneurship business models- Inaayat and Aajeevika impacting 50,000+ lives and generating employment for 20+ community members and INR 15+ lakh in revenue., Led a 25+ members team and served as the focal touchpoint between various stakeholders., 2020
  • Co-founder - VP, 180 Degrees Consulting, Started one of the first undergraduate consulting branches in Mumbai after an extensive 6-month application process at Global 180 DC., Conducted training programs and series to create awareness of consulting and equip students with important skills required to be in the consulting field., 2021
  • Fellowship- Mentor, Connecting Dream Foundation, Facilitated 4 social enterprises under the BHEL and CDF initiative, driving impactful social change in rural Maharashtra by guiding projects focused on sustainable practices.

Timeline

Founder

Umeed
01.2022 - Current

Analyst

Deloitte Touche Tohmatsu
12.2021 - Current

Consultant

Deloitte Touche Tohmatsu
10.2021 - Current

Senior Analyst

Deloitte Touche Tohmatsu
06.2021 - Current

Analyst

Genpact ERC
06.2021 - Current

Bachelors in Commerce -

H.R College of Commerce and Economics

Bachelor of Science - Finance

Questrom School of Business