Katharine Buckmeyer
Orlando
Summary
I am seeking an opportunity to utilize my many skills as listed below. I am a determined professional with an engaging personality displaying a courteous attitude to both employees and customers. Committed to providing a high level of service and for finding ways to improve processes.
Overview
35
35
years of professional experience
Work History
Rural Carrier Assistant
USPS
Farmington
10.2019 - 02.2024
- Operated postal vehicles safely while adhering to traffic regulations and USPS policies.
- Delivered mail efficiently across designated rural routes, ensuring timely service.
- Reduced delivery errors by maintaining an organized and up-to-date route sheet system.
- Picked up outgoing mail from letter boxes and in person from customers.
- Demonstrated adaptability by covering other routes when necessary due to absences or scheduling conflicts.
Transaction Coordinator
C21 Ditton Realty
Oakhurst, CA
06.2018 - 05.2019
- Developed and maintained detailed transaction files for effective documentation and tracking.
- Oversaw scheduling of inspections, appraisals, and other critical deadlines throughout transactions.
- Collaborated effectively with team members to ensure seamless operation and timely completion of tasks.
Fha/Conv Underwriter
Scenic Oaks Funding
Stockton, CA
08.2015 - 05.2017
- Evaluated risk factors and assessed applications for mortgage loans.
- Collaborated with loan officers to resolve complex loan scenarios efficiently.
- Analyzed credit reports and financial statements to determine borrower eligibility.
- Reviewed and approved high-value loan applications, ensuring adherence to company policies.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Made approval and denial recommendations by determining accurate risk levels.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
Underwriting Manager
Western Bancorp
San Jose, CA
12.2011 - 06.2015
- Led underwriting team to evaluate risk assessments and approve insurance applications effectively.
- Developed and implemented underwriting guidelines to enhance consistency in decision-making processes.
- Mentored junior underwriters in best practices, contributing to their professional development within the organization.
- Managed a high-performing team of underwriters, providing guidance and support to ensure consistent results.
- Built strong relationships with brokers and agents, providing exceptional customer service while negotiating policy terms effectively.
- Improved underwriting performance by streamlining processes and implementing best practices.
FHA DE Underwriter
Bank of America
San Jose, CA
04.2008 - 11.2011
- Evaluated loan applications for compliance with FHA guidelines and risk assessment criteria.
- Analyzed credit reports and financial documentation to determine borrower eligibility and underwriting decisions.
- Conducted thorough reviews of appraisals to ensure property valuation accuracy in alignment with FHA standards.
- Resolved complex underwriting issues by leveraging industry knowledge and direct communication with stakeholders.
- Contributed to overall team success by actively participating in department meetings, offering valuable insights to improve processes and procedures.
FHA DE Underwriter, VA Underwriter, Office Partner
Com Unity Lending
Morgan Hill, CA
05.1989 - 10.2007
- Evaluated loan applications for compliance with FHA and VA guidelines and risk assessment criteria.
- Mitigated risks related to potential fraud or misrepresentation by conducting detailed due diligence on borrower profiles.
- Built strong relationships with internal stakeholders such as processors and loan officers to facilitate smooth handoffs between departments during the loan process.
- Optimized risk assessment practices with thorough financial analysis of borrowers'' credit histories, assets, liabilities, and employment stability.
- Collaborated with loan officers to address and resolve discrepancies in applications, ensuring timely approvals.
- Demonstrated adaptability in handling various loan types such as conventional mortgages, refinance transactions, purchase loans, or government-backed programs like FHA/VA loans.
- Played a key role in maintaining the department''s high-performance standards, contributing to the achievement of company-wide goals.
Education
High School Diploma -
Los Gatos
Los Gatos, CASkills
- Organization and excellent interpersonal skills
- Efficient delivery
- Effective customer communication
- Written and verbal communication
- Customer service
- Dependability
- Time management
- Problem-solving abilities
- Multitasking
- Attention to detail
- Effective communication
- Adaptability and flexibility
Languages
English
Full Professional
Interests
- Drawing and Painting
- Exploring various forms of art, such as Laughing yoga, making candy and belly dancing, to nurture creativity and personal growth
- Being with my Australian Shepherd
- Adventure Travel
- Passionate about balancing physical health with mental and emotional wellness
- Mindfulness Practices
Timeline
Rural Carrier Assistant
USPS
10.2019 - 02.2024
Transaction Coordinator
C21 Ditton Realty
06.2018 - 05.2019
Fha/Conv Underwriter
Scenic Oaks Funding
08.2015 - 05.2017
Underwriting Manager
Western Bancorp
12.2011 - 06.2015
FHA DE Underwriter
Bank of America
04.2008 - 11.2011
FHA DE Underwriter, VA Underwriter, Office Partner
Com Unity Lending
05.1989 - 10.2007
High School Diploma -
Los Gatos