Kathleen McCauley
Gladewater,TX
Summary
Enthusiastic Underwriter eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of FHA guidelines. Motivated to learn, grow and excel in the Reverse Mortgage industry Passionate about providing a better situation to Senior Borrowers
Overview
11
11
years of professional experience
Work History
Senior DE Reverse Underwriter
Open Mortgage
Austin, TX
09.2020 - 11.2022
- Responded to Processors and Loan Officers request via telephone and email and effectively answered questions and inquiries.
- Review Loan applications for completeness , Financial Assessment of credit and income and staying within guidelines of FHA and internal policies
- Review and Approve or reject conditions - always looking for the way make it work
- Maintain a positive relationship with internal and external partners to ensure file close within a timely manner
- Excellent Turn Times for underwriting and condition review
Senior Loan Processor
US Bank
Roseville, CA
04.2018 - 08.2020
- Responded to customer requests via telephone and email and effectively answered questions and inquiries.
- Copied, logged and scanned supporting documentation and placed all information in client files.
- Reviewed applications for completeness.
- Review Credit Reports for any issues that need to be addressed
- Collect all documents needed and submit to Underwriting
- Assemble all conditions required per Underwriting and submit to Underwriting for final review
- Coordinated closing process with attorneys or title companies
Senior DE Reverse Underwriter
Plaza Home Mortgage
San Diego, CA
05.2018 - 08.2018
- Responded to Processors and Loan Officers request via telephone and email and effectively answered questions and inquiries.
- Review Loan applications for completeness , Financial Assessment of credit and income and staying within guidelines of FHA and internal policies
- Review and Approve or reject conditions - always looking for the way make it work
- Maintain a positive relationship with internal and external partners to ensure file close within a timely manner
- Excellent Turn Times for underwriting and condition review
Senior DE Mortgage Underwriter Reverse
Reverse Mortgage Funding Network
Bloomfield, NJ
12.2016 - 03.2018
- Responded to Processors and Loan Officers request via telephone and email and effectively answered questions and inquiries.
- Review Loan applications for completeness , Financial Assessment of credit and income and staying within guidelines of FHA and internal policies
- Review and Approve or reject conditions - always looking for the way make it work
- Maintain a positive relationship with internal and external partners to ensure file close within a timely manner
- Excellent Turn Times for underwriting and condition review
Senior DE Underwriter Reverse
Reverse Mortgage Solutions
04.2015 - 04.2016
- Responded to Processors and Loan Officers request via telephone and email and effectively answered questions and inquiries.
- Review Loan applications for completeness , Financial Assessment of credit and income and staying within guidelines of FHA and internal policies
- Review and Approve or reject conditions - always looking for the way make it work
- Maintain a positive relationship with internal and external partners to ensure file close within a timely manne
- Excellent Turn Times for underwriting and condition review
Senior DE Underwriter
Live Well Financial, Inc
Richmond, VI
04.2014 - 04.2015
- Responded to Processors and Loan Officers request via telephone and email and effectively answered questions and inquiries.
- Review Loan applications for completeness , Financial Assessment of credit and income and staying within guidelines of FHA and internal policies
- Review and Approve or reject conditions - always looking for the way make it work
- Maintain a positive relationship with internal and external partners to ensure file close within a timely manner
- Excellent Turn Times for underwriting and condition review
DE Underwriter Reverse
FAR
Tulsa, OK
03.2011 - 08.2014
- Responded to Processors and Loan Officers request via telephone and email and effectively answered questions and inquiries.
- Review Loan applications for completeness , Financial Assessment of credit and income and staying within guidelines of FHA and internal policies
- Review and Approve or reject conditions - always looking for the way make it work
- Maintain a positive relationship with internal and external partners to ensure file close within a timely manner
- Excellent Turn Times for underwriting and condition review
Education
San Bernardino Valley College
San Bernardino, CACajon High School
San Bernardino, CASkills
- Tax Liability Calculation
- Loan Processing Coordination
- Credit File Updating
- Property Evaluation
- Customer Relations
- Loan File Maintenance
- Title Requirements
- Credit History Review
- Financial History Analysis
- Debt Determination
- Quality Reviews
- Active Listening and Learning
- Remote Video Conferencing
Timeline
Senior DE Reverse Underwriter
Open Mortgage
09.2020 - 11.2022
Senior DE Reverse Underwriter
Plaza Home Mortgage
05.2018 - 08.2018
Senior Loan Processor
US Bank
04.2018 - 08.2020
Senior DE Mortgage Underwriter Reverse
Reverse Mortgage Funding Network
12.2016 - 03.2018
Senior DE Underwriter Reverse
Reverse Mortgage Solutions
04.2015 - 04.2016
Senior DE Underwriter
Live Well Financial, Inc
04.2014 - 04.2015
DE Underwriter Reverse
FAR
03.2011 - 08.2014
San Bernardino Valley College
Cajon High School
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