Kathy Coleman
Scottsdale,AZ
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills. Hardworking employee with customer service, multitasking and time management abilities. Devoted to giving every customer a positive and memorable experience. Committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.
Overview
31
31
years of professional experience
Work History
Loan Processor
Peoples Mortgage Company
Scottsdale, AZ
01.1997 - 07.1999
- Analyzed loan applications and supporting documents to determine eligibility for approval.
- Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Explained the various types of loans available and advised on the best product suited for customer's needs.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
- Submitted loan applications to underwriting department for review and approval process.
- Developed relationships with clients, real estate agents, lenders, title companies and attorneys throughout closing process.
- Reviewed appraisals to ensure accuracy of value estimates.
- Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
- Calculated income, assets and liabilities to meet lender requirements.
- Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
Loan Processor
Waterfield Mortgage
Phoenix, AZ
01.1993 - 07.1999
- Analyzed loan applications and supporting documents to determine eligibility for approval.
- Reviewed credit reports and financial information to evaluate creditworthiness of applicants.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
- Communicated with customers via telephone or email to obtain additional documentation required for loan processing.
- Explained the various types of loans available and advised on the best product suited for customer's needs.
- Submitted loan applications to underwriting department for review and approval process.
- Maintained accurate records in computer database system during loan origination process.
- Developed relationships with clients, real estate agents, lenders, title companies and attorneys throughout closing process.
- Reviewed appraisals to ensure accuracy of value estimates.
- Collaborated with underwriters to resolve any discrepancies in applicant's financial profile or documentation issues.
Jr Underwriter
Fairway Independent Mortgage
Scottsdale, AZ
07/14/19 - 11.2023
- Analyzed loan terms and conditions, including repayment structure and interest rates.
- Consulted with senior underwriters regarding complex cases.
- Attended training sessions to stay informed about industry best practices and regulatory requirements.
- Maintained an up-to-date knowledge base of current market trends and competitive products offerings from other lenders.
- Evaluated collateral appraisals for accuracy, completeness, and conformity to standards set forth by the organization.
- Identified discrepancies between application information and supporting documents.
- Gathered and analyzed information to determine risk acceptability.
- Inspected financial statements, credit information and title data to complete underwriting process.
Sr Loan Processor/Loan Closer
Fairway Independent Mortgage
Scottsdale, AZ
07.1999 - 07.2019
- Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
- Processed loan documents in a timely manner to meet closing deadlines.
- Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
- Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
- Responded promptly to customer inquiries regarding their loan status and requirements.
- Assisted junior staff members with any questions they may have had about the loan process or procedures.
- Monitored progress of loans throughout the entire origination process from pre-qualification through post-closing activities.
- Prepared and delivered loan documents to title and escrow teams.
Education
High School Diploma -
Shadow Mountain High School
Phoenix, AZ06.1987
Education
Arizona State University
Tempe, AZSkills
- Renewing Policies
- Analyzing Data
- Managing Risk
- Influencing Business Growth
- Loss Protection
- Caseload Management
- Quoting and Pricing Policies
- Negotiation Proficiency
References
References available upon request.
Timeline
Sr Loan Processor/Loan Closer
Fairway Independent Mortgage
07.1999 - 07.2019
Loan Processor
Peoples Mortgage Company
01.1997 - 07.1999
Loan Processor
Waterfield Mortgage
01.1993 - 07.1999
High School Diploma -
Shadow Mountain High School
Education
Arizona State University
Jr Underwriter
Fairway Independent Mortgage
07/14/19 - 11.2023
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