Summary
Overview
Work History
Education
Skills
Timeline
Generic

Kathy Crouthers

St Louis,MO

Summary

Knowledgeable Escrow Officer with 4 years of Title and 5 years of Real Estate experience. Well-versed in real estate contracts, lender policies and title requirements. Detail-oriented and thorough with excellent analytical and independent thinking skills.

Overview

9
9
years of professional experience

Work History

Escrow Officer

U.S. Title
07.2020 - Current
  • Managed multiple escrow accounts simultaneously, balancing financial transactions and minimizing risk of errors.
  • Prepared detailed settlement statements for each transaction, accurately reflecting funds received and disbursed.
  • Developed strong relationships with clients by providing exceptional service, earning repeat business and referrals.
  • Collaborated with real estate agents and lenders to expedite closing times on property sales.
  • Enhanced customer satisfaction by promptly addressing inquiries and resolving issues related to escrow transactions.
  • Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
  • Maintained strict confidentiality in handling sensitive customer information, adhering to privacy laws and best practices.
  • Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
  • Reviewed contracts thoroughly to ensure accuracy before proceeding with the escrow process.
  • Returned executed loan packages to lender for review and approval in accordance with lender instructions.
  • Consistently met deadlines for preparing necessary paperwork for closings while maintaining high-quality work standards.
  • Facilitated successful closings by guiding clients through the signing process and explaining complex legal terminology in layman''s terms.
  • Provided exceptional support to colleagues during peak periods or absences due to illness or vacation time.
  • Opened incoming orders and set up escrow files within 24 hours or less of receiving purchase agreement.
  • Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
  • Adapted to changing industry regulations and policies, updating company practices accordingly to maintain compliance.
  • Accurately prepared recording packets ensuring the inclusion of all required documents to be recorded, submitted documents for electronic recording to the appropriate County.
  • Identified and resolved title issues, preventing potential delays or cancellation of purchase agreements.

Real Estate Agent

Coldwell Banker Gundaker
04.2015 - 07.2020
  • Managed contracts, negotiations, and all aspects of sales to finalize purchases and exceed customer expectations.
  • Negotiated, facilitated, and managed real estate transactions.
  • Advertised client properties through websites, social media, and real estate guides.
  • Maintained connections with clients to encourage repeat business and referrals.
  • Streamlined communication between all parties involved in transactions, ensuring smooth closings and satisfied clients.
  • Developed strong relationships with mortgage brokers, attorneys, and other professionals to streamline the home buying process for clients.

Education

Marketing

Southeast Missouri State University
Cape Girardeau, MO

Skills

Lender relations

Closing Disclosure

Contracts understanding

Closing Document Preparation

Real estate industry understanding

Loan Document Packages

Title requirements

Funds Disbursement

Closing process management

Alta Closing Statement

Timeline

Escrow Officer

U.S. Title
07.2020 - Current

Real Estate Agent

Coldwell Banker Gundaker
04.2015 - 07.2020

Marketing

Southeast Missouri State University
Kathy Crouthers