Katie Bilodeau
Gray,ME
Summary
Experienced with risk identification and mitigation strategies, ensuring compliance and security. Utilizes analytical skills to conduct thorough investigations and resolve complex issues. Knowledge of industry standards and regulatory requirements, ensuring effective risk management practices.
Overview
21
21
years of professional experience
Work History
Financial Crime Risk Investigator 1
TD Bank
Lewiston, Maine
02.2023 - Current
- Currently conduct complex AML investigations, identifying and reporting suspicious activity reports (SARs) to FinCEN. Typologies reported have included the following: Trade Based Money Laundering and Terrorist Financing, Structuring, Funnel Accounts, Alternate or Unregistered Remittance Services, Shell Companies, Cannabis Related Businesses, and Virtual Currency.
- Law enforcement has requested additional documentation regarding six SARs that I submitted between May 2025 and June 2025.
- An average of 4.073 cases were closed for the current UTR backlog project between May 28, 2025 and August 22, 2025; this notable daily average was acknowledged by management. This average was maintained while keeping up with Requests for Information (RFIs), Requests to Close/Remain Open (RTCs and RTOs), and Continuing Activity Reports (CARs).
- No Quality Control (QC) errors in May 2025.
- I was acknowledged by colleagues on four distinct occasions between July 2025 and August 2025 for offering support with SAR corrections during their leave.
- Cross trained and assisted the Subpoena and 314b teams in 2024.
- Received a Quality High (QH) rating at year end.
AML Operations Analyst 1 - Further Investigations
TD Bank
Lewiston, Maine
11.2018 - 02.2023
- Carried out detailed and prompt investigations, filed SARs, and ensured all actions met regulatory standards.
- Consistently met and surpassed the daily goal of closing three cases per day, while keeping up with branch correspondences and Requests to Close/Remain Open (RTCs and RTOs).
- Trained new analysts on best practices, which helped boost the team's overall performance and strengthen our operational capabilities in every area.
- Consistently received QH (Quality High) ratings at Year-End.
AML Representative - CTR and Detection
TD Bank
Lewiston, Maine
02.2014 - 02.2018
- Reviewed and filed Currency Transaction Reports (CTRs) submitted by branches within required regulatory-imposed timeframes.
- Responsible for analyzing and evaluating unusual and or questionable customer activity.
- Efficiently managed a high volume of cases through effective prioritization, organization, and multitasking abilities.
- Renewed CTR Exemptions within the appropriate review period based on BSA Department's policies and procedures, including referring and completing over 75 new exemptions.
Teller, Head Teller, Customer Service Rep
TD Bank
Gray, Maine & Dover, New Hampshire
03.2004 - 02.2014
- Served as primary point of contact for customers, providing assistance with account maintenance and transactions.
- Played a key role in audits by providing well-documented evidence of compliance with relevant regulations and policies.
- Opened new accounts and collected all necessary Know Your Customer (KYC) documents.
- Educated customers on banking products, enabling them to make informed decisions about their finances.
- Established trust with clients by maintaining confidentiality and protecting sensitive financial information.
- Supported branch management in achieving operational excellence through adherence to regulatory guidelines and internal procedures.
Education
Certified Anti-Money Laundering Specialist (CAMS) -
Association of Certified Anti-Money Laundering Specialists
Online12-2024
Bachelor of Business Administration -
University of Southern Maine
Portland, Maine05-2006
Skills
- Financial Intelligence
- Suspicious Activity Reporting
- Investigations skills
- Teamwork and collaboration
- Friendly, positive attitude
- Problem-solving
- Time management
- Multitasking
- Organizational skills
- Flexible and adaptable
Timeline
Financial Crime Risk Investigator 1
TD Bank
02.2023 - Current
AML Operations Analyst 1 - Further Investigations
TD Bank
11.2018 - 02.2023
AML Representative - CTR and Detection
TD Bank
02.2014 - 02.2018
Teller, Head Teller, Customer Service Rep
TD Bank
03.2004 - 02.2014
Certified Anti-Money Laundering Specialist (CAMS) -
Association of Certified Anti-Money Laundering Specialists
Bachelor of Business Administration -
University of Southern Maine