Kayla N. Caswell
Auburn,ME
Summary
Competent commercial credit analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. I am organized and dependable with the ability to manage multiple priorities with a positive attitude. I have the willingness to take on added responsibilities in order to meet team goals.
Overview
9
9
years of professional experience
Work History
Commercial Credit Analyst
Maine Community Bank
04.2022 - Current
- Analyze business financial statements and create cash flow models to be utilized for approval purposes
- Prepare credit memorandums regarding credit worthiness of perspective borrowers
- Assist in ongoing annual reviews for existing borrowers
- Work closely with loan officers to ensure efficient turnaround time for all requests
- Attend classes and seminars to remain up to date on economic trends
- Remain up to date with bank policy, risk appetite and concentration risks.
Commercial Loan Administrator II
Maine Community Bank
07.2019 - 04.2022
- Prepare and review LasePro documents for each commercial closing
- Onboard new loans to Fiserv core prior to closing
- Ensure that all loan documents are consistent with bank guidelines
- Works closely with loan officers on pre-closing and post-closing items
- Create and maintain loan files (both electronically and paper)
- Perfect security interests, ongoing collateral monitoring and paid loan processing
- Verify and review title reports ensuring proper coverage is obtained
- Provide customer service support to commercial loan customers including loan advances, general inquiries and problem resolution
Loan Processor
Ponte Investments LLC
04.2017 - 06.2019
- Processed loans within various departments to achieve timely, accurate and fair proceedings.
- Provided quick turnaround times to maintain fast-past schedule.
- Set up and completed loan submission packages.
- Work closely with the local bank funding the SBA loan to ensure a complete file
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
Education
Bachelor of Arts and Sciences - Political Science and Public Administration Political science and public administration
RHODE ISLAND COLLEGE
2016
Skills
- Microsoft Excel
- Microsoft Word
- Sageworks
- Laserpro
- Fiserv
- Complex Problem-Solving
- Financial Underwriting
- Critical Thinking
- Oral and Written Communications
- Assessing Risks
Affiliations
Promise Early Education
Junior Achievement of Maine
Timeline
Commercial Credit Analyst
Maine Community Bank
04.2022 - Current
Commercial Loan Administrator II
Maine Community Bank
07.2019 - 04.2022
Loan Processor
Ponte Investments LLC
04.2017 - 06.2019
Bachelor of Arts and Sciences - Political Science and Public Administration Political science and public administration
RHODE ISLAND COLLEGE