Identified needs of customers promptly and efficiently.
Identified areas for improvement, narrowing focus for decision-makers in making necessary changes.
Loss Mitigation Specialist
CitiMortgage
08.2009 - 02.2011
Researched and analyzed borrowers' financial information to determine eligibility for loan modification programs.
Developed and implemented strategies to maximize loss mitigation opportunities with delinquent borrowers.
Reviewed and evaluated borrowers' income, expenses, assets, liabilities, credit history and other pertinent documentation.
Negotiated repayment plans with delinquent borrowers in accordance with company policies and procedures.
Reviewed foreclosure alternatives such as short sales or deeds in lieu of foreclosure.
Provided guidance and assistance to customers throughout the loan modification process.
Analyzed borrower's overall financial situation to ensure that they are able to maintain their mortgage payment after a loan modification is completed.
Assisted in resolving customer inquiries regarding loan modifications and foreclosure prevention options.
Worked closely with internal departments such as Servicing, Underwriting and Legal teams to ensure compliance with applicable laws and regulations.
Education
Business
University of Phoenix
Tempe, AZ
Skills
Positive Motivator
People Person
Team Player
Leader
Negotiator
Communicator
Timeline
Property Preservation Specialist
Service Mac LLC
05.2022 - 05.2024
Customer Service Representative
HomePointe
04.2018 - 05.2022
Collection Specialist
Aerotek
10.2017 - 03.2018
Loan Advisor
DriveTime
01.2014 - 08.2017
Military Borrower Specialist
Chase
02.2011 - 04.2013
Loss Mitigation Specialist
CitiMortgage
08.2009 - 02.2011
Business
University of Phoenix
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