Professional Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline

Keith Merkel

FMNE
1
Language
1
Certification
36
years of professional experience

Home Underwriting Manager with nearly 35 years of personal lines insurance experience and management at FMNE—I bring an exceptional track record in personal lines underwriting, risk analysis, and re-underwriting. I excel at building high-performing teams, optimizing exposure assessment, and driving profitable loss control strategies.

Work History

Home Underwriting Manager

3 Years 2 Months
FMNE | 06.2023 - Current
  • Hired, managed, trained and developed a team of Underwriters, Supervisors, and Processor-Verifiers.
  • Monitored department workload for new submissions, endorsements, and clean-up projects to ensure timely processing.
  • Conducted file audits, policy reviews, and performance reviews to help develop the Home Underwriting team.
  • Trained underwriting supervisors on re-underwriting processes and managed property re-underwriting, including advising agents on policy changes and non-renewals.
  • Developed and conducted numerous training presentations to our agency partners and members of the underwriting team in Home, Auto and Farm.
  • Assisted with the hiring, development and training of the Property Inspection Specialist position.
  • Developed and delivered training presentations for agency partners and underwriting team to enhance knowledge in Home, Auto, and Farm underwriting.

Farm Underwriting Manager

3 Years 6 Months
FMNE | 06.2020 - 12.2023
  • Hired and developed team of underwriters, underwriting supervisors and processor-verifiers to enhance underwriting capabilities.
  • Monitored and prioritized department workload for new submissions, endorsements and clean-up projects to ensure timely processing.
  • Learned an in-depth understanding of our farm coverages and policy forms.
  • Assisted with farm re-underwriting and reviewed home and auto files to evaluate the entire account.
  • Developed and delivered training presentations to agency partners and underwriting team members in home, auto and farm coverage, improving knowledge and collaboration.

Home Underwriting Manager

23 Years 5 Months
FMNE | 01.1997 - 06.2020
  • Contributed to the development of FMNE’s Sr. Underwriter Program, enhancing underwriting capabilities.
  • Assisted with the training of underwriters on the re-underwriting.
  • Led underwriting team to evaluate risk and develop tailored insurance solutions.
  • Streamlined underwriting processes, improving efficiency and reducing turnaround time for policy approvals.
  • Mentored underwriters, enhancing their analytical skills and promoting professional development.

Claims Supervisor

2 Years 6 Months
FMNE | 07.1994 - 01.1997

Developed and managed a team of Claims Adjusters in our Columbus office.

Supervised claims processing team to ensure compliance with company policies and regulatory requirements.

Developed training programs for new hires, improving onboarding efficiency and employee performance.

Multi-Line Claims Adjuster

3 Years 5 Months
FMNE | 02.1991 - 07.1994

Worked property and casualty claims.

Education

Bachelor's Degree - Insurance Designations: CPCU, AIC

University of Nebraska | Lincoln | 01-1991

Skills

Risk Analysis
Exposure Assessment
Property Evaluation
Policy Valuation
Property Re-Underwriting
Agent Collaboration
Team Leadership
Proven Leader
Problem Solving
Excellent Communication

Certification

  • CPCU - Chartered Property Casualty Underwriter
  • AIC- Associate In Claims

Languages

English
Full Professional

Timeline

Home Underwriting Manager

FMNE
06.2023 - CurrentRead More

Farm Underwriting Manager

FMNE
06.2020 - 12.2023Read More

Home Underwriting Manager

FMNE
01.1997 - 06.2020Read More

Claims Supervisor

FMNE
07.1994 - 01.1997Read More

Multi-Line Claims Adjuster

FMNE
02.1991 - 07.1994Read More

University of Nebraska

Bachelor's Degree from Insurance Designations: CPCU, AIC
Read More
Keith Merkel