Versatile Collections Manager highly effective at utilizing diverse financial expertise to take on challenging objectives and achieve remarkable results. Versed Compliance, control and reducing delinquency.
Overview
23
23
years of professional experience
Work History
Collections Manager
Wells Fargo
Irving, TX
09.2005 - 01.2024
Managed a team of 120+ full time employees- 8 Exempt
Managed Pre and post-charge Teams
Managed repossession assignments
Work with insurance vendors and internal loss team
Worked closely with Business Support Consultants, Compliance and Control partners to create mechanisms to ensure adherence to policy and procedure, as well as state and federal regulations
Reduced turnover by 25% YOY by creating and implementing a plan to address using factors recognized through team member engagement surveys, Human Resource analysis as well as through team meetings and discussions with individuals to determine what was working and what needed improvement.
Increased Service Levels and decreased customer complaints
Implemented a culture of leadership development at every level
Delivered weekly feedback sessions and stretch assignments aimed to bolster areas of opportunity and add depth to existing strengths.
Lowered re-instatement rate from 28% to ≤18% in six months.
Responsible for management of asset recovery, skip tracing, liens, impounds and insurance account resolution.
Established relationships with key contacts to improve process, reduce delinquency and minimize charge-off
Collaborated with legal resources and recovery teams to manage default
Develop daily/weekly strategies to reduce delinquency and prevent loss
Consult daily with analytics team on performance
Collections Manager
Dallas County Community Credit Union
Dallas, TX
06.2003 - 03.2005
Responsible for managing all stages of Collections
Working with 3rd party vendors
Repo Assignments
Daily call strategies
Creating queues that would allow for manual dialing in a structured environment
Creating policies to support collection efforts
Assistant Vice President- Collections
Triad Financial Services
NRH, TX
06.2001 - 02.2003
Conducted regular staff meetings to discuss progress on projects and initiatives.
Identified areas for improvement within the organization and developed strategies for addressing them.
Collaborated with upper management to create long-term business plans.
Monitored departmental performance metrics to ensure objectives were met or exceeded.
Provided guidance, support and direction to subordinates in order to achieve organizational goals.
Ensured compliance with established policies, procedures and regulations.
Facilitated communication between internal stakeholders regarding project updates and changes.
Evaluated existing processes for effectiveness and recommended improvements when necessary.
Education
High School Diploma -
Kirbyville High School
Kirbyville, TX
05-1988
Skills
FDCPA
TCPA
FCRA
Investigate, resolve and respond to customer concerns
Service Optimization
Coaching and development
Risk Assessment
Contact Center strategy
Workday
PeopleSoft
Genesys
Dialer
Compliance and Control
Vendor management
Genesys
Accomplishments
2 Time President's Award winner
Responsible for building 2 processes (Early Pay Default and Hardship Refinance) from suggestion to completion
Recognized for positioning the most leaders for growth 3 consecutive years
Managed high-risk processes (pre and post charge-off)
Collateral Valuation Analysis at Wells Fargo Home Mortgage and Wells Fargo Bank NACollateral Valuation Analysis at Wells Fargo Home Mortgage and Wells Fargo Bank NA
Financial Accounting Associate/ Alteryx SME at Wells Fargo International Solutions Private LTD (Wells Fargo)Financial Accounting Associate/ Alteryx SME at Wells Fargo International Solutions Private LTD (Wells Fargo)