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Associate Principal Engineer

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Results-driven Mortgage Underwriter with expertise from Truist Bank in analyzing borrower financial data and ensuring compliance with FHA/VA and FNMA guidelines. Proven ability to enhance risk assessment accuracy and improve customer satisfaction through effective communication and attention to detail. Skilled in credit analysis and decision-making, consistently achieving high levels of accuracy in loan evaluations.

Seasoned Mortgage Underwriter with a robust background in processing and underwriting diverse loan types across multiple states. Excelled in regulatory compliance, showcasing exceptional analytical and organizational skills. Proven track record in enhancing loan processing efficiency and accuracy, leveraging expertise in FHA DE Underwriting and FNMA/FHLMC Guidelines, alongside a strong capacity for multitasking and independent operation. Additional knowledge with 1031 Exchange, bridge loans, asset depletion.

Results-driven Mortgage Underwriter at American Bank with knowledge in application analysis and a good understanding of underwriting guidelines. Enhanced risk assessment accuracy through conscientious documentation review and collaboration with processing teams. Proven reliability in evaluating loan applications and determining creditworthiness, ensuring compliance with FNMA guidelines and residential mortgage lending regulations.

 Highly experienced Mortgage Underwriter with strong knowledge of Fannie Mae and Freddie Mac underwriting guidelines for conventional loans. Proficient in underwriting to bond program guidelines as well as various construction lending programs. Several years experience underwriting non-conventional loans and second mortgage loans. Excellent knowledge of mortgage credit processing, strength in risk assessment, income, credit analysis and documentation review. Proven ability to perform quality work while maintaining productivity and compliance standards. High degree of accuracy and attention to details,in-depth product knowledge and hands-on customer service with demonstrated success of over 20 years of Banking Highly skilled Loan Specialist with expertise in data accuracy and security. 

Highly productive underwriter with a proven track record in effectively managing data, fostering strong customer relationships, and expertly solving complex problems. Skilled at analyzing and interpreting financial information to make informed decisions, ensuring optimal risk assessment and mitigation. Consistently exceeds expectations by delivering accurate and timely underwriting decisions while maintaining a keen attention to detail. Results-oriented professional who thrives in a fast-paced environment and is committed to delivering exceptional service to clients.

Kelcie Stevens

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Mortgage Underwriter

Manager

Operations Administrator

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Associate of Business Management - Business Administration And Management

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Mortgage Underwriter

Manager

Operations Administrator

Charles Stewart Mott Community College

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