Kelechi Nwafor
Newark,NJ
Summary
I am a results-driven compliance professional who is committed to upholding the highest standards of integrity and ethical conduct in the financial services industry. Quality-driven Compliance Analyst familiar with tracking, documentation and reporting requirements. Assesses work, materials and procedures and recommends adjustments to maintain compliance. Knowledgeable Compliance Analyst skilled in developing and implementing tracking and training programs to promote regulatory compliance. Highly ethical and focused team player with productive, diligent approach. Bringing my years of experience in compliance and auditing. Client-focused Business Manager offering diverse experience in customer service, business management and project coordination. Quickly builds relationships with both new clients and business audiences. Quick-learning with excellent multi-tasking skills and mastery of new technology. Commended for innovation and creative problem-solving to address business challenges.
Experienced Business Manager, skillful in monitoring and managing daily business operations with focus on continuous improvement. Transforms underperforming operations into successful enterprises using resourcefulness and high-level business acumen. Quality-driven Compliance Analyst familiar with tracking, documentation and reporting requirements. Assesses work, materials and procedures and recommends adjustments to maintain compliance. Over 20years of banking experience and motivated, energetic mindset.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Compliance Analyst
PNC Bank
03.2022 - Current
- Conducts comprehensive due diligence on new and existing customers to ensure compliance with anti-money laundering (AML) regulations and PNC bank's internal policies
- Reviews and analyzes customer transactions and account activities to identify potential suspicious activities, money laundering risks, and regulatory compliance breaches
- Assists in developing and implementing effective AML and compliance programs, including policies, procedures, and controls, to mitigate financial crime risks
- Conducts investigations into flagged transactions and escalates cases requiring further analysis or potential reporting (filing SAR) to the appropriate authorities
- Maintains accurate and detailed records of investigations, including documentation of audit findings, analysis, and recommended remedial actions plans taken to address compliance issues
- Keeps abreast of changes in AML regulations, industry trends, and emerging financial crime typologies to proactively identify potential risks and enhance PNC bank's compliance framework.
- Enhanced regulatory compliance by conducting thorough risk assessments and implementing effective control measures.
- Streamlined internal audit processes for improved efficiency and accuracy in detecting potential compliance issues.
AML Compliance Analyst
Silicon Valley Bank
09.2022 - 02.2023
- Enhanced AML compliance by conducting thorough investigations and risk assessments on potential clients.
- Achieved accurate transaction monitoring by diligently reviewing financial records for suspicious activities.
- Streamlined the compliance process by developing and implementing new policies and procedures to ensure adherence to regulations.
- Improved interdepartmental communication by collaborating with various teams to identify and mitigate risks associated with money laundering.
- Contributed to a reduction in regulatory violations by providing comprehensive training to employees on AML procedures and requirements.
Business Manager
First Bank of Nigeria Limited
05.2021 - 09.2022
- Developed and implemented strategic plans to achieve business plans
- Oversaw financial management, including budgeting forecasting and cost control
- Negotiated business deals that impacted positively on our revenue and branch profitability by over 90%
- Implemented and maintained effective policies and procedures to streamline business processes
- Analyzed market trends and competitor activities to identify opportunities for business growth.
Retail Relationship Manager
First Bank of Nigeria Limited
01.2018 - 04.2021
- Developed and maintained strong relationships with clients, resulting in increased customer satisfaction and retention
- Identified and pursued new business opportunities, leading to 80% increase in my branch revenue growth
- Amplified client relationships, strategically supervising a team of 6 marketing associates to drive product uptake and enhance weekly performance through incentivized strategies which increased our branch customer base by 30%.
- Innovatively structured credit facilities that aligned with customer needs, resulting in successful facility approvals presented to executive management
Branch Service Manager
First Bank of Nigeria Limited
12.2009 - 12.2017
- Oversaw staff training and development to improve customer satisfaction and sales performance
- Implemented and monitored branch policies and procedures to ensure compliance with company standards
- Analyzed financial data and formulated strategies to brought a sharp drop our branch overall cost by 30%
- I groomed a formidable service team that won the Bank-wide Prestigious Noble Prize for Service Excellence (CAMA AWARD), 2006.
Retail Operations: Customer Service/Teller/Clearing
First Bank of Nigeria Limited
11.2001 - 11.2009
- Provided superior customer experience by expertly addressing account inquiries, opening of new accounts, facilitating transactions, and reflecting exceptional service standards
- Facilitated ease of access to safety deposit boxes and ATM operations, contributing to seamless customer interactions
- Customized financial product recommendations based on individual customer needs, enhancing customer satisfaction and engagement
- Executed accurate and efficient financial transactions, consistently upholding meticulous record-keeping.
Education
Master's degree - Business Management
Montclair State University
Montclair, NJ01.2025
Bachelor's degree - Economics
ABIA STATE UNIVERSITY
10.1998
Skills
- Expertise with filing SAR, sanctions screening, encompassing the ability to perform searches and maintain relevant databases
- Proficiency in Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations and guidelines
- Competence in employing AML risk assessment methodologies for both new and existing clients, plan and execute audit tests steps and prepare audit reports
- Financial management
- Retail management
- Adobe Acrobat
- Consumer-Related Reporting
- Reporting Skills
- Regulatory Understanding
- Due Diligence
- Compliance Monitoring
- Anti-money laundering
- Risk assessment
- Investigations Expertise
Certification
- Chartered Institute of Banking Nigeria(Member)
- Certified Anti-Money Laundering Specialist (CAMS), 2024
Timeline
AML Compliance Analyst
Silicon Valley Bank
09.2022 - 02.2023
Compliance Analyst
PNC Bank
03.2022 - Current
Business Manager
First Bank of Nigeria Limited
05.2021 - 09.2022
Retail Relationship Manager
First Bank of Nigeria Limited
01.2018 - 04.2021
Branch Service Manager
First Bank of Nigeria Limited
12.2009 - 12.2017
Retail Operations: Customer Service/Teller/Clearing
First Bank of Nigeria Limited
11.2001 - 11.2009
Master's degree - Business Management
Montclair State University
Bachelor's degree - Economics
ABIA STATE UNIVERSITY
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