Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Kelley Harless

Summary

Diligent Senior Credit Analyst with 25 years of expertise in gathering and evaluating documentation to conduct risk reviews. A professional mentors associates and provide insight into job tasks. A team player knowledgeable in all forms of financial data.

Overview

22
22
years of professional experience
1
1
Certification

Work History

Sr. Credit Analyst

General Mills
10.2001 - Current
  • Improved understanding of financial statements, which helped in assessing risk.
  • Conducted presentations to upper management and executive teams for loan recommendations.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Placed customer accounts on hold due to past due payments.
  • Performed credit reviews on corporations to assess financial conditions.
  • Contacted customers and requested financial documentation.
  • Reviewed customer files on regular basis to make sure receivables were in sound condition.
  • Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
  • Evaluated customer credit data to determine level of risk involved in money lending.
  • Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
  • Utilized strong communication and interpersonal skills to obtain necessary financial information from customers.
  • Assessed credit risk and analyzed financial statements.
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.

Collection Specialist

Liz Klick And Associates
05.2001 - 10.2001
  • Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
  • Monitored accounts for compliance with established payment plans and flagged non-compliances.
  • Achieved performance goals on consistent basis.
  • Entered client details and notes into system for interdepartmental access and review.
  • Worked with customer to create debt repayment plan based on current financial condition.
  • Listened to customers and negotiated solutions that met creditor and debtor needs.
  • Located customers with overdue accounts and solicited payment in compliance with fair debt collection practices.
  • Advised customers of alternative actions and strategies for debt repayment and attempted to avoid adversarial communications.
  • This was a Temporary position with Pillsbury Corp. in Minneapolis. Was hired on as a Full Time Credit Analyst when General Mills acquired Pillsbury in October 2001.

Education

Credit Management

NACM
Minneapolis, MN
2004

High School Diploma -

Chula Vista High School
Chula Vista, CA
06.1981

Skills

  • Cash Flow Analysis
  • Loan Presentation Preparation
  • Policy and Procedure Management
  • Records Retention
  • Financial Statement Review
  • Verbal and Written Communication
  • Credit Decisions
  • Credit Risk Analysis
  • Data Analysis
  • Past Due Procedures
  • Background Checks
  • Delinquency Monitoring
  • Releasing Orders
  • Outbound Calls
  • Income Statements
  • Financial Data Gathering
  • Financial Statements Expertise
  • Risk Assessment
  • Payment Schedules
  • Collection Calls
  • Credit Monitoring

Accomplishments

Chairperson for NACM Food Processor's Credit Group 2007

Certification

CBA Designation through NACM North America- Minneapolis, MN

Timeline

Sr. Credit Analyst

General Mills
10.2001 - Current

Collection Specialist

Liz Klick And Associates
05.2001 - 10.2001

Credit Management

NACM

High School Diploma -

Chula Vista High School

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Kelley Harless