Summary
Overview
Work History
Education
Skills
Quote
Timeline
Certification
Generic
KELLY BLACKBURN

KELLY BLACKBURN

Laguna Hills,CA

Summary

A resourceful, flexible professional with a background in education, operations, credit, and sales. Strengths include an understanding of the big picture, as well as, the ability to use the details to accomplish goals, policy/ procedure creation, and performance management. Experienced in building teams in part, by empowering employees, examining what works, and what needs to be changed to be more successful, simplifying workflow, and providing and encouraging innovative solutions. Engaging professional monitoring academics and using various methods to help children learn. Gentle disciplinarian identifying resources to improve understanding of course materials.

Overview

25
25
years of professional experience
3
3
Certificate

Work History

Director of Faith Formation

Corpus Christi Catholic Church
10.2022 - Current
  • Coordinated family-oriented service projects that promoted social justice awareness while reinforcing core Catholic values.
  • Led the planning and execution of special liturgical celebrations related to sacramental preparation milestones.
  • Collaborated with clergy, staff, and volunteers for successful execution of faith formation events and initiatives.
  • Revitalized religious education curriculum to better align with the needs of diverse age groups and learning styles.

Underwriting Team Lead

OnY GLO, Inc
Santa Ana, CA
08.2020 - 07.2022
  • Performed managerial duties including training, goal setting and employee relations
  • Provided guidance to new underwriters with coaching and effective training helping them to earn their signing authority
  • Provided support to underwriters for escalations and solutions on difficult files
  • Provided responses to Scenario Desk inquiries from sales partners
  • Maintained team service level agreements by underwriting to keep within established turn times
  • Developed workflow and policy changes to create efficiencies within department
  • Created and provided training to Underwriters and Assistants to expand knowledge and understanding of underwriting topics

Vice President Operations and Credit/VP Post Close

ClearEdge Lending
Aliso Viejo, CA
05.2018 - 05.2020
  • Created, Implemented, and trained Operations Staff on Policies and Procedures - from set-up through Post-Close
  • Contacted, vetted, and engaged vendors for multiple areas in Operations, including fraud detection, credit reporting companies, and LOS platform
  • On groundfloor of this start-up division of SG Capital - creating platform, team, and processes from ground up
  • Identified opportunities to improve business process flows and overall departmental productivity
  • Hired and managed employees to maximize productivity while training staff on best practices

Vice President Operations

Impac Mortgage Corp/Wholesale
Irvine, CA
04.2016 - 05.2018
  • Managed daily workflow of Set-up, Account Management, Appraisal Desk, and Docs and Funding Teams
  • Assisted in problem-solving on related topics between user departments, service departments and vendors to improve efficiency
  • Completed all personnel requirements including job descriptions, new hire interviews, annual reviews and production reporting
  • Reviewed, resolved or proposed solutions to escalations from customers to ensure customer satisfaction and service standards were met
  • Provided training to staff on guidelines and criteria for meeting conditions
  • Assisted in recruiting, hiring and training of team members
  • Trained new employees on proper protocols and customer service standards

Vice President Portfolio Management

Rushmore Loan Management Services, LLC
Irvine, CA
11.2015 - 04.2016
  • Managed reviewing and delivery of loan packages to FHA for insuring; deal with HOC on escalations
  • Managed reviewing and delivery of Collateral to Interim Funder/Custodian
  • Resolved issues and recommended actions based on reporting
  • Responded to and mitigated repurchase requests and insurance rescission requests
  • Hired and managed employees to maximize productivity while training staff on best practices and protocols
  • Identified opportunities to improve business process flows and overall departmental productivity

Vice President Operations and Credit

Realty Mogul.com
Irvine, CA
06.2015 - 11.2015
  • Managed daily workflow of Operations and Credit staff
  • Documented process and procedures for each position and task
  • Researched and recommended new vendors for improvement to process on turn times and productivity
  • 2nd signed, approved clear to close for all loans
  • Created and approved web content for each closed loan
  • Developed and implemented guidelines for product line. Maintained and updated guidelines as needed
  • Provided support and guidance to operations and credit team for questions and clarifications regarding product, guidelines and loan scenarios
  • Developed and implemented training to Operations and Credit staff

Vice President Operations and Credit

Rushmore Home Loans
Irvine, CA
06.2013 - 06.2015
  • Provided leadership to Operations and Credit Teams from Set-up through Funding
  • Managed pipeline assignments and distribution of workflow to ensure adherence to acceptable turn time benchmarks and standards set by Company
  • Completed all personnel requirements including job descriptions, new hire interviews, annual reviews and production reporting
  • Participated and reported out in meetings with warehouse lines, and GSEs
  • Partnered directly with sales managers to customize service platform to meet service expectations nationwide

Mortgage Consultant

ZIngenuity
Morgan Hill, CA
06.2012 - 06.2013
  • Defended lender clients against mortgage insurance rescission and repurchase demands
  • Analyzed carrier and investor assertions, performed requisite investigation and constructed individual appeals letters
  • Created a quality control program and underwrote GSE loans


Classroom Math Teacher

Santa Ana Unified School District
Santa Ana, CA
08.2009 - 06.2012
  • Built positive relationships with parents to involve families in educational process
  • Taught lessons encompassing skill-building activities in speaking, writing, reading and listening
  • Helped students develop self-esteem and life skills by fostering healthy conflict-resolution, critical thinking and communication
  • Implemented classroom management improvements to enhance class morale and engagement

Substitute Teacher, K-12

Saddleback Valley Unified School District
Mission Viejo, CA
01.2008 - 08.2009
  • Diversified classroom instruction and group activities to successfully support students with unique strengths and learning styles.
  • Leveraged classroom discussion strategies to engage students, promote topics and boost learning opportunities.

Education

Master of Arts - Education

University of California, Irvine
Irvine, CA
08.2010

Bachelor of Arts - Business Administration, Emphasis Finance

California State University - Fullerton
Fullerton, CA
05.1990

Skills

  • Building Successful Teams
  • Experience with DU/LP, Lending QB, Encompass 360, Mortgage Cadence, and DocVelocity
  • Performing Process Analysis
  • Auditing and Risk Management
  • Targeted Training
  • Detail oriented and organized
  • Process analysis and improvement strategies
  • Proficient in MS Word, Excel, Power Point and Visio

Quote

We make a living by what we get, but we make a life by what we give.
Winston Churchill

Timeline

Director of Faith Formation

Corpus Christi Catholic Church
10.2022 - Current

Underwriting Team Lead

OnY GLO, Inc
08.2020 - 07.2022

Vice President Operations and Credit/VP Post Close

ClearEdge Lending
05.2018 - 05.2020

Vice President Operations

Impac Mortgage Corp/Wholesale
04.2016 - 05.2018

Vice President Portfolio Management

Rushmore Loan Management Services, LLC
11.2015 - 04.2016

Vice President Operations and Credit

Realty Mogul.com
06.2015 - 11.2015

Vice President Operations and Credit

Rushmore Home Loans
06.2013 - 06.2015

Mortgage Consultant

ZIngenuity
06.2012 - 06.2013

Classroom Math Teacher

Santa Ana Unified School District
08.2009 - 06.2012

Substitute Teacher, K-12

Saddleback Valley Unified School District
01.2008 - 08.2009

Master of Arts - Education

University of California, Irvine

Bachelor of Arts - Business Administration, Emphasis Finance

California State University - Fullerton

Certification

  • Single Subject Teaching Credential - Business and Foundational Level Mathematics
  • CA DRE Broker License Expires 4/27/2024
  • DE Underwriter
KELLY BLACKBURN