Kelly Poulin
Scarborough,ME
Summary
Strategic Foreclosure Specialist skilled in foreclosure document review and assessment demonstrated over 10 years of industry performance. Advanced knowledge of government restrictions. Eager to contribute to the continued [Company] mission and growth.
Overview
40
40
years of professional experience
Work History
Senior Foreclosure Specialist
TD Bank
03.2013 - Current
- Manage 100+ Government Sponsored and Private Investor foreclosure files (multi-state) from point of referral to completion in compliance with servicing and sanction laws as well as internal Quality Assurance and Governance testing standards.
- Review loan and foreclosure documents and verified for accuracy; authorized representative to execute all court-filled documents on behalf of TD Bank.
- Evaluate foreclosure litigation paperwork, affidavits and post-sale documents
- Identified and researched any discrepancies in financial documents.
- Analyze foreclosure sale bids, judgments, reinstatements and payoffs.
- Evaluate and examine files with management prior to foreclose sale date to formulate bidding instructions.
Administrator / Full Charge Bookkeeper
Family Business
01.1992 - 03.2013
- Applied advanced administrative and analytical skills in overseeing day-to-day operational activities.
- Implemented record keeping system and streamlined accounting practices for family-owned business (18 years).
- Annually prepared and submitted income and expense reports in Excel to help maximize tax savings and improve integrity of business records.
Medical Billing Specialist
Mediphis
01.1994 - 01.1995
- Examined patients' insurance coverage, deductibles, insurance carrier payments and remaining balances not covered under policies when applicable.
- Identified and resolved patient billing and payment issues.
- Researched CPT and ICD-9 coding discrepancies for compliance and reimbursement accuracy.
- Processing individual and batch payments
- Communicated with insurance providers to resolve denied claims and resubmitted.
- Liaised between patients, insurance companies, and billing office.
Accounting Clerk
City Of Santa Cruz
01.1984 - 01.1990
- Maintained clean and organized accounts payable files by keeping records up-to-date.
- Managed employee file system; processed HR forms and workers compensation claims.
- Completed payroll functions to facilitate accurate and prompt staff payments for office of 30.
- Management City Fuel Inventory and card system.
Education
Bachelor of Science - Organizational Leadership, Minor in Human Resource
University of Southern Maine
Portland, ME05.2010
Associate of Science - Business And Computer Applications
Central Maine Community College
Auburn, ME05.2006
Skills
- Foreclosure Document Review
- Over 10 years experience in foreclosure loans (); recent experience with private & government foreclosure loans
- provided quality and timely foreclosure assistance to TD's counsel
- timely and quality foreclosure and 10 years experience servicing judicial and non-judicial foreclosure loans with recent experience with government and private foreclosure loans
- Private and Government Backed Mortgage Foreclosure assistance from early default to acquisition, ending in handing over the property to the lender
- Federal Regulation Compliance
- Back-office Support for Title Issues
- Prepare documentation needed for foreclosure sale
- Review Title Reports Government Foreclosure Specialist
- Foreclosure Loss Mitigation
- Case File Management
- Attention to Detail
- Proficient in MS Office
- Legal and Court Processes
- Deadline Monitoring
- Data Validation
- Attorney Communication
- Document Accuracy
- Statutory Reporting
- Federal Regulation Compliance
- Proactive and Self-Motivated
- Data Analysis
- State Regulation Compliance
- Loan and Account Monitoring
- Handling Confidential Materials
- Document Verification
- Document Preparation
- Real Estate Law
- Records Coordination
- Friendly, Positive Attitude
- Litigation Support
- Court Documents
- Microsoft Office
- Compliance Software
Timeline
Senior Foreclosure Specialist
TD Bank
03.2013 - Current
Medical Billing Specialist
Mediphis
01.1994 - 01.1995
Administrator / Full Charge Bookkeeper
Family Business
01.1992 - 03.2013
Accounting Clerk
City Of Santa Cruz
01.1984 - 01.1990
Bachelor of Science - Organizational Leadership, Minor in Human Resource
University of Southern Maine
Associate of Science - Business And Computer Applications
Central Maine Community College
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