Kelsey Owens
Princeton,MN
Summary
Friendly and dedicated individual with 6+ years of experience in community banking. Responsible for creating company policies and procedures related to the Compliance, BSA (Bank Secrecy Act) and AML (Anti-Money Laundering) of the bank. In charge of the implementation of polices, while ensuring all staff has the proper tools to be successful in following regulatory compliance.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Bank Secrecy Act (BSA) Compliance Officer
American National Bank Of Minnesota
12.2017 - Current
- Enhanced regulatory compliance by developing and implementing comprehensive policies and procedures.
- Reduced the risk of financial penalties by conducting thorough internal audits on a regular basis.
- Review reports for any patterns, errors or findings while proofreading documents prior to submission to applicable departments and regulatory agencies.
- Ensured timely identification of potential issues by establishing robust monitoring systems and controls.
- Developed comprehensive training programs to increase employee awareness of compliance requirements and expectations.
- Evaluated new regulations for potential impact on business operations, taking proactive measures to ensure readiness for implementation.
- Reduced regulatory risks by conducting thorough customer due diligence and periodic reviews.
- Serve as the Compliance Officer, BSA Officer, Secure and Fair Enforcement and Mortgage Licensing (SAFE Ace Officer) and the BSA Chairperson on the Compliance Committee.
Server
Cowboy Jacks
04.2014 - 11.2022
- Enhanced customer satisfaction by promptly attending to their needs and providing personalized service.
- Addressed customer complaints or concerns professionally, ensuring swift resolution and maintaining positive relationships.
- Implemented effective communication strategies between front-of-house and back-of-house staff for streamlined operations.
- Handled cash transactions accurately, contributing to balanced daily financial reports.
- Collaborated with team members during busy shifts for efficient workflow and excellent guest experiences.
- Demonstrated strong multitasking skills by managing multiple tables simultaneously without compromising service quality.
Education
Bachelor of Science - Accounting
Metropolitan State University
Saint Paul, MN08.2020
Skills
- Auditing Processes
- Internal Controls
- Risk Management
- Regulations Enforcement
- Reporting Requirements
- Internal Audits
- Federal and State Regulations
- Investigations Skills
- Compliance Monitoring
- Document Review
- Time management
Certification
CBAP: Certified BSA/AML Professional
CCBCO: Certified Community Bank Compliance Officer
Timeline
Bank Secrecy Act (BSA) Compliance Officer
American National Bank Of Minnesota
12.2017 - Current
Server
Cowboy Jacks
04.2014 - 11.2022
Bachelor of Science - Accounting
Metropolitan State University
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