Kendra Berch
Martinez,USA
Summary
Leverage extensive regulatory experience and familiarity with risk management expectations, best practices, laws, and regulations to serve as Senior Vice President Enterprise Risk at Redwood Credit Union. Skilled [Type] Specialist focused on maximizing [Description] success through effective use of [Skill], [Skill] and [Skill] abilities. Top-notch communicator with excellent time management, administrative and customer service skills.
Overview
5
5
years of professional experience
Work History
Senior Examination Specialist
Federal Deposit Insurance Corporation
04.2024 - Current
- Conducts examinations of complex institutions and negotiations with officials of insured depository institutions, state regulatory authorities, and others relative to varied bank problems, applications, and other special highly complex assignments
- Assists in planning and development of new and revised procedures and techniques for dealing with failing and problem insured depository institutions
- Prepares, review, and analyzes applications for new, large, or complex insured depository institutions, mergers, branches, and changes of control
- Prepares special examination memoranda containing analyses and recommendations for action to the most complex or problem insured depository institutions
- Reviews and prepares complex investigation reports concerning pending applications and prepares draft of the recommendation to be made to the Director of RMS or appropriate delegated authority action for signature of the Regional Director
- Provides technical advice, counsel, and guidance to examiners and subject matter experts on special situations, complex examinations and on the coverage and preparation of large or difficult examination reports
- Conducts or participates in conferences with high-level personnel of Federal and state regulatory agencies, insured depository officials, and the public on all types of problems and issues, often of a controversial nature
- Serves as the contact point for special audits, inquiries by outside organizations and other divisions within the Corporation
- Division of Risk Management Supervision
- Website: [FDIC](https://www.fdic.gov)
Acting Assistant to the Director
Federal Deposit Insurance Corporation
03.2024 - 09.2024
- Planned, prioritized, and coordinated the Director’s activities
- Prepared speeches, presentations, briefings, memoranda, and letters for the Director
- Developed, initiated, and directed studies designed to monitor and evaluate the effectiveness of RMS’ supervisory programs
- Assisted in high-level Divisional projects
- Served as technical advisor to the Director on a broad range of complex and sensitive issues involving risk management supervision
- Participated in conferences, forums and meetings with the Corporation staff, high-level management at other regulatory agencies, financial institutions, and the public
- Worked with others on multiple projects under tight time frames
- Coordinated and implemented special projects involving in-depth research and complex analysis of risk management supervision
- Provided written and oral presentations to high-level management officials
- Division of Risk Management Supervision
- Website: [FDIC](https://www.fdic.gov)
Senior Large Financial Institution Examiner, Grade 15
Federal Deposit Insurance Corporation
04.2020 - 04.2024
- Served as Examiner-in-Charge of a $19 billion institution
- Managed a team of two other examiners to continuously assess the risk presented by bank activities, identify deficiencies, develop plans for corrective action, and obtain bank management agreement with findings
- Oversaw the development and execution of an ongoing monitoring program to determine the risk of the organization and any need for interim rating changes
- Provided extensive training to the dedicated team and field office staff on large bank practices, concepts, and risks
- Maintained strong relationships with the Federal Reserve and Department of Financial Protection and Innovation, ensuring open lines of communication, coordination of examination activities, and assessment of risk management issues, including appropriate action
- Persuaded officials of insured depository institutions, state regulatory authorities, and others relative to bank problems, applications, and other special highly complex assignments
- Prepared high-quality supervisory letters, briefing materials, financial analyses, and correspondence under tight deadlines
- Led, directed, coordinated, and reviewed the work of the dedicated team and a total of 12,000 examination hours
- Directed review of risks presented by the institutions activities including credit, market, operational, interest rate, liquidity, and strategic, along with related stress testing practices
- Prepared annual Supervisory Plan to ensure risk-based supervision, appropriate staffing, and coordination with the Washington Office, Department of Financial Protection and Innovation, and Federal Reserve
- Oversaw and executed on examination activities that assess adequacy of risk management practices over complex operational risk areas, including model risk and capital planning tools and related loss estimation models
- Oversaw and executed examination activities over complex loan portfolios, including nationwide indirect auto lending that has a subprime component
- Assessed emerging regulatory and accounting issues that impact the institution and identify emerging or increasing risks from bank products and services
- Briefed Regional Office and Washington Office management on the bank’s risk profile and supervisory approach
- Increased awareness of emerging risks to FDIC managers through individual conversations or presentations at meetings, such as Supervisory Plan presentations and Large Bank EIC calls
Special Assistant to the Regional Director (Acting)
Federal Deposit Insurance Corporation
03.2021 - 09.2021
- Led the Region’s Succession Planning Initiative, a key objective addressed in the Strategic Plan
- Along with a team, developed a comprehensive framework to support managers in identifying and developing talent in specialty areas for which there was an immediate need
- Prepared for banker outreach and field office meetings by updating the field office 'State of the Region' handout, preparing responses to banker and field office questions, and routinely responded to ad hoc requests
- Attended senior staff meetings and provided regular updates and reminders to both RMS and DCP management
- Prepared administrative regional memorandum
- Assisted in reorganization and redesign of Regional SharePoint site, taking the initiative to expand the initial review beyond the homepage to include a comprehensive reorganization
- Identified matters requiring the RD’s attention and demonstrated the initiative to follow-up on matters of importance
- Division of Risk Management Supervision
- Website: [FDIC](https://www.fdic.gov)
Education
B.S. - Accounting
University of Hawaii
Honolulu, HI05.2011
Skills
- Customer Relations
- Expert Problem Solving
- Documentation Management
- Quality Assurance
- Advanced Communication
- Resource Allocation
- Teamwork and Collaboration
- Problem-Solving
Training
- Graduate School of Banking, 2020
- Commercial Real Estate Analysis School, 2019
- Leadership – Have a Nice Conflict, 2019
- Commissioned Examiner Training – Large Bank Session, 2019
- Real Estate Appraisal School, 2019
- Cash Flow Construction School, 2019
- Regional Accounting and Capital Markets Specialist Conference, 2019
- Large Bank Training, 2018
- Large Bank Liquidity Training, 2018
- FDIC Mentoring Program, 2016-2017
- Dale Carnegie Leadership Course, 2016
- FFIEC BSA Workshop, 2016
- Interagency Accounting Conference, 2016
- Interagency Accounting Video Conference, 2016
- Regional Accounting Conference, 2016
- Basic Level IT Courses, 2015-2016
- Leadership 201, 2015
- Leadership 101, 2012
Timeline
Senior Examination Specialist
Federal Deposit Insurance Corporation
04.2024 - Current
Acting Assistant to the Director
Federal Deposit Insurance Corporation
03.2024 - 09.2024
Special Assistant to the Regional Director (Acting)
Federal Deposit Insurance Corporation
03.2021 - 09.2021
Senior Large Financial Institution Examiner, Grade 15
Federal Deposit Insurance Corporation
04.2020 - 04.2024
B.S. - Accounting
University of Hawaii
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