Kenneth Gifford
Powell,OH
Summary
To seek and maintain a full-time position that offers professional challenges, My previous work has been with underwriting, but I was originally graduated in Accounting and I am looking to rejoin the Accounting world. Multiple years of knowledge in financial reporting and I am already trained in the Microsoft Office Suites. Solid mathematical skills with proven history of accuracy. Trained in financial tasks, with quick learning and a highly professional demeanor.
Overview
15
15
years of professional experience
Work History
Senior Credit Officer
Chase Bank NA
01.2018 - 12.2023
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Devised collection recovery strategies to resolve customer issues and delinquent cases.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Global Wealth Underwriter
Chase Bank NA
05.2015 - 01.2018
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Made approval and denial recommendations by determining accurate risk levels.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Credit Approval Officer
Chase Bank NA
04.2009 - 05.2015
- Wrote detailed narrative reports for use in investigations.
- Attended personnel meetings and training sessions to improve skills and learn new policies and procedures.
- Prepared and submitted detailed reports regarding assignments and ongoing investigations.
- Responded to emergency calls relayed from dispatcher or supervisors and communicated situation details to other officers.
Education
Bachelor of Science - Accounting
Miami University
Oxford, OHSkills
- Financial Analysis
- Adaptability
- Credit Underwriting
- Data Entry
Timeline
Senior Credit Officer
Chase Bank NA
01.2018 - 12.2023
Global Wealth Underwriter
Chase Bank NA
05.2015 - 01.2018
Credit Approval Officer
Chase Bank NA
04.2009 - 05.2015
Bachelor of Science - Accounting
Miami University
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