KENNI BELL
Waldorf,MD
Summary
Licensed Maryland Real Estate Agent (eXp Realty Referral Division, since June 2025) and Mortgage Loan Originator candidate with hands-on experience as a Housing Compliance Analyst, specializing in HUD/LIHTC compliance, borrower documentation review, and financial verification. Skilled in collecting, analyzing, and calculating income using pay stubs, bank statements, and Year-to-Date earnings. Experienced in maintaining audit-ready files and ensuring regulatory compliance with OneSite, Yardi, QuickBooks, and CRM platforms. Completed NMLS 20hr Federal + 5hr State Pre-Licensing coursework and currently preparing for the NMLS exam. Adept at remote collaboration, digital client onboarding, and supporting high-volume loan and real estate transactions.
Overview
4
4
years of professional experience
Work History
Housing Compliance Analyst
Wingate & Dreyfuss Management
waldorf , MD
11.2023 - Current
- Collected and verified income, asset, and employment documentation in compliance with HUD and LIHTC requirements, directly transferable to mortgage loan processing standards.
- Reviewed bank statements, pay stubs, and year-to-date earnings, calculating household income and verifying deposit consistency.
- Entered, updated, and maintained applicant and resident files in OneSite, ensuring accuracy and audit-readiness comparable to mortgage LOS file standards.
- Communicated with applicants regarding missing documentation, deposit explanations, and verification clarifications.
- Coordinated with compliance staff and management to ensure timely approvals, recertifications, and accurate eligibility determinations.
- Balanced dual front-desk and compliance responsibilities, managing high-volume calls, resident inquiries, and leasing traffic, while maintaining detailed documentation.
Referral Partner / Real Estate Agent
Exp Realty
Waldorf, MD
06.2025 - Current
- Facilitated referral transactions by collecting client information, qualifying leads, and maintaining detailed records in CRM systems.
- Coordinated with agents, lenders, and clients to ensure smooth handoffs, mirroring the communication workflows of loan processors.
- Supported clients with initial documentation and financial readiness guidance, reinforcing knowledge of borrower qualification standards.
- Applied real estate knowledge to review contracts and disclosures, ensuring accuracy before agent or lender submission.
- Strengthened professional network through digital outreach, virtual meetings, and follow-up communication, demonstrating readiness for remote mortgage support.
Administrative Specialist
Fairfax Realty Premier
Fairfax, VA
02.2022 - 11.2023
- Coordinated office operations and schedules for agents, lenders, and clients, supporting smooth real estate and mortgage transactions.
- Streamlined document management for contracts, lease agreements, and financial reports, ensuring compliance and quick turnaround.
- Processed invoices, budgets, and expenditures using QuickBooks and CRM software, supporting cost-effective real estate operations.
- Provided administrative support for meetings, training sessions, and client onboarding, fostering team productivity.
Education
Licensed Real Estate Salesperson -
The CE Shop
04-2025
NMLS 20hr Federal + 5hr State Pre-Licensing Coursework Completed -
The CE Shop
60 HR. MD PRINCIPLES AND PRACTICES FOR SALESPERSON - Real estate
The CE Shop
12.2024
HIGH SCHOOL DIPLOMA -
Westlake High School
Waldorf, MD06-2020
Skills
- Loan Processing Support Loan Origination Systems (LOS) familiarity
- Borrower Documentation Review (pay stubs, bank statements, tax returns, gift letters)
- Income Calculations, YTD Verification, Deposit Analysis
- HUD/LIHTC & Fair Housing Compliance
- OneSite & Yardi Software Proficiency
- Regulatory Compliance & Quality Control (QC)
- File Preparation & Audit Readiness
- QuickBooks, CRM Systems, Microsoft Office Suite
- Remote Collaboration Tools (Zoom, Teams, Google Workspace)
- Client Communication & Pipeline Management
- Contract Administration & Disclosure Tracking
Professional Development
- Attended real estate, finance, and property investing workshops and seminars throughout the DC, Maryland, and Virginia areas.
- Studied industry-relevant software, including Onesite, Yardi, CRM tools, and QuickBooks.
Timeline
Referral Partner / Real Estate Agent
Exp Realty
06.2025 - Current
Housing Compliance Analyst
Wingate & Dreyfuss Management
11.2023 - Current
Administrative Specialist
Fairfax Realty Premier
02.2022 - 11.2023
Licensed Real Estate Salesperson -
The CE Shop
NMLS 20hr Federal + 5hr State Pre-Licensing Coursework Completed -
The CE Shop
60 HR. MD PRINCIPLES AND PRACTICES FOR SALESPERSON - Real estate
The CE Shop
HIGH SCHOOL DIPLOMA -
Westlake High School