Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Kerra Williams

Marlton,NJ

Summary

With over 24 years of experience in the Real Estate and Mortgage Industry and more than $950 million in closed sales volume, I bring extensive knowledge and expertise across multiple facets of the industry. I specialize in multiple mortgage loan products, with proven experience as a Loan Processioning, Sales, Underwriting and Management.


In addition, I have five years of experience in medical care coordination and management, demonstrating strong leadership, operational excellence, and the ability to manage complex client needs in fast-paced environments.

As a licensed Real Estate Broker with over 10 years of experience, I have built a stellar reputation and strong rapport with clients, real estate professionals, and title agencies. My expertise spans Residential, Commercial, and Leasing transactions, where I focus on delivering strategic guidance and exceptional service throughout every stage of the process.

I am also a trusted New Jersey Notary, known for professionalism, reliability, and attention to detail. With excellent communication skills and the ability to thrive in both office and field environments, I am committed to providing seamless, results-driven experiences for clients and partners alike.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Medical Care Manager

RollWell, INC
King Of Prussia, PA
08.2021 - Current

• Provides direct supervision to a team of specialty care coordinators, managing schedules, fostering a balanced workload, and adjusting coverage or caseloads as needed.

• Proactively develop and maintain in-depth expertise in internal policies, industry compliance requirements, regulatory standards, and best practices through continuous research and participation in relevant training.

• Conducts in-depth reviews of file audits, dashboards, and other management tools to ensure adherence to standard work procedures and HIPAA requirements. Identifies and addresses any discrepancies to maintain high-quality performance.

• Lead the rollout of new specialty care programs, including the development and delivery of targeted internal education sessions and resources to educate stakeholders and build program buy-in across all levels.

• Lead the identification of process improvement opportunities in dental care coordination. Work collaboratively with stakeholders to develop and implement solutions, actively participating and leading discussions to ensure successful implementation.

Real Estate Broker

HomeSmart First Advantage
Cherry Hill, NJ
04.2015 - Current
  • Built lasting relationships with clients through trustworthiness, professionalism, and genuine interest in their success.
  • Collaborated with other real estate professionals to expand network and referral opportunities, boosting overall business growth.
  • Conducted comprehensive market analysis to accurately price properties and attract potential buyers.
  • Managed multiple property transactions simultaneously while maintaining excellent organization and communication skills.

Product Manager | HR Associate

Key Investment Mgt
Remote, NJ
07.2017 - 12.2024
  • Enhanced employee retention by implementing effective onboarding processes and conducting regular follow-up meetings.
  • Assisted in maintaining compliance with labor laws, reducing potential risks of fines or lawsuits against the company.
  • Reduced time spent on repetitive tasks through automation of HR processes, allowing more focus on strategic initiatives.
  • Handled sensitive information discreetly while maintaining confidentiality and trust amongst employees.
  • Gathered personnel records from employees from each department.
  • Conduct Interviews with qualified candidates
  • Managed benefits administration, ensuring timely enrollment and accurate record-keeping for all employees.

Senior Mortgage Loan Processor

Freedom Mortgage
Moorestown, NJ
12.2017 - 06.2020
  • Assessed customer account histories to determine previous compliance with repayment and loan terms
  • Reviewed and validated details of loan applications and closing documentation
  • Verified credit histories, personal references and employment backgrounds for each applicant
  • Submitted completed loan applications In accordance with FHA, VA and Conventional Underwriting; made approval or denial recommendations
  • Conducted Pre-funding and funding activities for over 40 Loan Applications In accordance with loan goals
  • Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations
  • Consulted with third party vendors, such as Title Companies, HOI Agents, Financial Institutions to complete loan transactions
  • Analyzed Borrower Income, Credit, Assets Verification of employment
  • Review Sales contracts on Purchase Loan transactions
  • Complete Loan requirements for Closing Disclosures disclose fees and complete packages

Loan Processor Supervisor

PHH Mortgage Services
Mount Laurel , NJ
03.2010 - 11.2017
  • Pipeline management 150+ loans, Audit consumer loan applications per day for Mortgage refinance and Purchase transactions, including reissuing statements, ordering additional checks and updating customer personal information in database reviewed credit history
  • Verify client loan needs and financial histories and conveyed support regarding application deadlines
  • Review approvals DU & LP Findings standards and pull FHA Connection, VA IRRL approval and Fannie Mae Underwriting Guidelines
  • Coordinated closing process with attorneys, title companies and government clerks
  • Team support with conditions sent from underwriting departments, reviewed and update clients of required documentation
  • Verify Title reports for accuracy, Liens and Judgments, Taxes and Surveys
  • Updated and requested HOI Docs, Request and Review Condo's ReqQuest. Appraisal review for collateral, order inspections
  • Reviewed financial statements, Sales Contract Earnest money deposits
  • Maintained compliance with privacy and security requirements

Education

Business Finance

Montclair State University
Montclair, NJ

Skills

  • Income Calculation Credit Specialist Asset Analyst
  • Excellent Written and Verbal Communication
  • Organization Skills Production Specialist
  • Care Coordination Management HIPAA
  • Healthcare management
  • Word Excel Mortgage Software OA Office

Certification

NJ Broker License | NJ Notary | Mortgage Loan Processing Certificate

Lean Six Sigma Certification

Timeline

Medical Care Manager

RollWell, INC
08.2021 - Current

Senior Mortgage Loan Processor

Freedom Mortgage
12.2017 - 06.2020

Product Manager | HR Associate

Key Investment Mgt
07.2017 - 12.2024

Real Estate Broker

HomeSmart First Advantage
04.2015 - Current

Loan Processor Supervisor

PHH Mortgage Services
03.2010 - 11.2017

Business Finance

Montclair State University
Kerra Williams