Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Kevin Holt

Broomfield,CO

Summary

Results-driven mortgage loan originator with a strong background in lending, sales, and customer service. Proven ability to manage complex client needs, navigate financial products, and deliver tailored lending solutions that drive business growth and customer satisfaction. Skilled in cross-functional collaboration, relationship management, and regulatory compliance. Known for thriving in fast-paced environments, adapting to new challenges, and consistently exceeding performance goals. Eager to leverage industry expertise in expanded roles across the lending and financial services landscape.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Disaster Recovery Loan Closer

Impact Development Fund
07.2023 - 04.2025
  • Coordinated with families impacted by the Marshall Fire, helping distribute nearly $20 million in State-funded mortgage assistance to support home rebuilding and financial recovery efforts.
  • Served as the primary point of contact for borrowers, clearly explaining complex loan terms, eligibility requirements, and government assistance programs with empathy and transparency.
  • Conducted detailed file reviews to ensure documentation accuracy, underwriting readiness, and full compliance with State and Federal lending regulations.
  • Prepared and distributed all required loan disclosures and notices on time and in accordance with regulatory standards, supporting smooth loan progression.
  • Assembled and delivered comprehensive loan closing packages to internal and external stakeholders, enabling seamless, error-free closings.
  • Guided clients through every stage of the mortgage closing process, maintaining high service standards through prompt, multi-channel communication (portal, phone, email).

Investment and Rental Property Management

Sole Proprietor
08.2022 - 07.2023
  • Built and managed a diversified personal investment portfolio, including residential rental properties, equities, preferred stock, and debt instruments, demonstrating a strong aptitude for identifying lucrative financial opportunities and managing risk.
  • Led all aspects of property management, overseeing tenant relations, property maintenance, and financial performance to ensure long-term profitability and sustainable growth.
  • Directed extensive home improvement and renovation projects, increasing property value, rental income potential, and marketability — showcasing a hands-on, entrepreneurial approach to real estate investments.
  • Conducted in-depth investment research and analysis, proactively identifying high-yield opportunities and implementing strategic plans that optimized both revenue and return on investment.
  • Demonstrated exceptional self-motivation and independence by managing all aspects of a real estate and investment portfolio, from acquisition and financing to operations and asset growth.

Mortgage Loan Originator

Canvas Credit Union
07.2019 - 07.2022
  • Recognized as a top-producing Mortgage Loan Originator in both the credit union and Northern Colorado region, originating over $100 million in funded loans during a 3-year tenure, consistently exceeding production goals and setting the standard for excellence across the team and organization.
  • Led and mentored a high-performing team, including a Loan Officer Assistant and Loan Processor, driving operational efficiency and ensuring seamless loan processing, while upholding compliance and delivering exceptional service at every step.
  • Cultivated a robust referral network by building and maintaining strong relationships with real estate agents, financial advisors, attorneys, title companies, and community organizations, driving consistent business growth and repeat referrals.
  • Delivered world-class member service by providing clear communication, educational support, and proactive problem-solving, ensuring clients felt informed, empowered, and confident throughout the loan process.
  • Utilized underwriting expertise to assess borrower eligibility and conduct credit risk assessments, ensuring compliance with FHA, VA, Conventional, Jumbo, and USDA loan program guidelines, reducing risk and optimizing loan approvals.
  • Managed automated underwriting systems (AUS), applying underwriting principles to ensure accurate loan documentation and efficient risk mitigation, while maintaining high-quality service standards.

Home Mortgage Consultant

Wells Fargo Home Mortgage
02.2019 - 07.2019
  • Educated and guided potential borrowers through the mortgage loan process, providing expert advice and ensuring clarity in every step.
  • Built relationships with key community stakeholders, including real estate agents, financial planners, and title companies, proactively generating new leads and expanding the customer base.

Mortgage Loan Officer

Navigator Credit Union
06.2016 - 01.2019
  • Educated, advised, and guided underserved borrowers through the mortgage loan process, ensuring access to homeownership opportunities for first-time buyers and low-to-moderate-income families in South Mississippi.
  • Cultivated strong relationships with real estate agents, financial planners, title companies, and local community organizations to proactively attract new borrowers, expanding the Credit Union’s reach in underserved areas.
  • Represented the Credit Union at conventions, meetings, and community events, focusing on promoting financial literacy, offering guidance on homeownership, and advocating for increased access to affordable mortgage solutions within South Mississippi.
  • Actively worked to remove barriers to homeownership for marginalized communities by offering tailored advice and resources, building trust and a positive reputation within the local community.

Real Estate & Consumer Loan Processor

Public Service Credit Union
02.2015 - 04.2016
  • Assumed primary responsibility for processing real estate loans, proactively communicating with members, internal staff, and title companies to ensure timely and accurate preparation of loan documents.
  • Coordinated follow-up communication with members and branches regarding loan applications, ensuring smooth and efficient progression through the approval process.
  • Maintained accurate document preparation for all loans, post-closing activities, and lien releases, ensuring compliance with regulatory requirements and organizational standards.
  • Facilitated post-closing activities, ensuring all necessary documents were properly executed by the branch network and that all closing conditions were met to ensure seamless loan finalization.

Call Center Team Leader/Supervisor

24-7 Intouch
12.2012 - 01.2015
  • Led and managed a high-performing team of 10-30 agents providing customer service for major clients such as The Walt Disney Company, The Green Bay Packers, and DirecTV, ensuring top-tier service delivery.
  • Directed daily operations, including staffing, forecasting, and performance review, to optimize team productivity and meet client expectations, achieving consistently high performance metrics.
  • Trained, developed, and mentored new team members, ensuring the smooth opening and operations of a new location in Glendale, CA, and fostering a positive, growth-focused environment for all employees.
  • Oversaw employee relations and recognition programs, ensuring effective communication, motivation, and staff development to maintain team morale and productivity.
  • Supported business development initiatives, contributing to the design and execution of client marketing plans to enhance customer acquisition and retention efforts.

Education

BUSINESS MANAGEMENT -

METROPOLITAN STATE COLLEGE OF DENVER
Aurora, CO
06.1993

Skills

  • Mortgage loan expertise
  • Loan Origination
  • Team leadership
  • Financial credit assessment
  • Risk assessment expertise
  • Strategic business development
  • Sales proficiency
  • Fostering professional partnerships

Accomplishments

  • Originated over $100 million in mortgage loans during a 3-year tenure with Canvas Credit Union, consistently exceeding production goals while maintaining high customer satisfaction. Led and managed a high-performing team, including a Loan Officer Assistant and Loan Processor, to ensure operational efficiency, compliance with regulatory standards, and world class concierge service delivery.
  • Played a pivotal role in community recovery efforts following the Marshall Fire, helping families in Boulder County secure nearly $20 million in government-funded mortgage loans with compassion and efficiency.
  • Recognized for delivering a seamless, supportive lending experience during times of crisis, ensuring clients felt informed, empowered, and cared for.
  • State and Federally licensed Mortgage Loan Officer (NMLS #1433578), with deep knowledge of compliance, underwriting guidelines, and lending regulations.
  • Successfully led a diverse team of up to 30 call center agents, ensuring high-level service delivery for high-profile clients such as The Walt Disney Company, The Green Bay Packers, and DirecTV.

Certification

NATIONAL MULTISTATE MLO LICENSING SYSTEM (NMLS), #1433578, 11/01/15

Timeline

Disaster Recovery Loan Closer

Impact Development Fund
07.2023 - 04.2025

Investment and Rental Property Management

Sole Proprietor
08.2022 - 07.2023

Mortgage Loan Originator

Canvas Credit Union
07.2019 - 07.2022

Home Mortgage Consultant

Wells Fargo Home Mortgage
02.2019 - 07.2019

Mortgage Loan Officer

Navigator Credit Union
06.2016 - 01.2019

Real Estate & Consumer Loan Processor

Public Service Credit Union
02.2015 - 04.2016

Call Center Team Leader/Supervisor

24-7 Intouch
12.2012 - 01.2015

BUSINESS MANAGEMENT -

METROPOLITAN STATE COLLEGE OF DENVER

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