Summary
Overview
Work History
Education
Skills
References
Timeline
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Kevin W. Holcomb

Atlanta

Summary

Motivational Team Leader with a track record of implementing process improvements that enhance efficiency and reduce costs. Skilled in monitoring and training employees to elevate performance and achieve challenging targets. Proven ability to develop and manage high-performing teams through proactive training and effective issue resolution.

Overview

17
17
years of professional experience

Work History

Team Lead/Associate – Underwriting Standards (NUC)

Fannie Mae
Atlanta
09.2010 - 10.2024
  • Supervised, trained and mentored a team of 20 underwriters that consistently ranked #1 or #2 in both production and quality control metrics
  • Performed second-level reviews of files identified as higher risk
  • Project leader for Investment Banking Private Label Securities (Non-QM mortgages) including participation in lender calls
  • Worked directly with internal credit policy team to publish updates to the Selling Guide
  • Developed, designed, and implemented complex income and asset calculation tools, which were integrated into internal technologies.
  • Created and maintained complex reports to track team production and underwriting quality, as well as, to identify performance trends of outsource vendors
  • Used expert knowledge of GSE and Private Investor lending guidelines and policies to create training tools and reference materials in order to increase production and implement process efficiencies
  • Worked directly with senior management to establish and administer internal policies and procedures
  • Participated in Fannie Mae’s psychological safety task force to create a workplace environment where employees feel comfortable taking risks, sharing ideas, and making mistakes without fear of negative consequences

Sr. Forensic Quality Control Underwriter

LPS Capital Markets
Atlanta
02.2009 - 07.2010
  • Top producer out of 30 underwriters
  • Consistently produced 20% to 40% above daily and monthly goal
  • Maintained a 95% or greater approval rating based on Fannie Mae’s internal review of work completed
  • Used expert knowledge of Fannie Mae and other GSE/ investor guidelines and policies to perform quality assurance reviews of post-purchase loan files, as well as, early payment default and post-foreclosure files
  • Identified significant findings related to issues that were material to the underwriting of the original credit file
  • Issued repurchase letter when significant findings are identified
  • If research was inconclusive, worked directly with Fannie Mae to verify underwriting guidelines and variances and/or obtain additional guidance
  • Worked with senior management to establish and administer internal policies and procedures

Due Diligence Manager

Beltway Capital Management
Nashville
04.2008 - 12.2008
  • Developed, designed and implemented a new proprietary due diligence review system, which increased productivity by 80%
  • Managed due diligence reviews and appraisal audits on pools of sub-performing and non-performing loan portfolios offered for sale on the secondary mortgage market
  • Acted as liaison between sellers and due diligence staff; obtained consultant/contractor availability and kept all staff informed of review-related information
  • Established and administered credit policy and oversaw operations in the areas of due diligence, collateral review and servicing transfer
  • Worked directly with managing principal partners to determine potential refinance opportunities, and well as other loss mitigation and exit strategies

Education

Bachelor of Music - Classical Music Performance

University of Tennessee
Knoxville, Tennessee
05.1995

Skills

  • Team leadership
  • Underwriting standards
  • Risk assessment
  • Data analysis
  • Process improvement
  • Quality control
  • Performance tracking
  • Training development
  • Employee training
  • Operations management
  • Onboarding and orientation
  • Team motivation

References

References available upon request.

Timeline

Team Lead/Associate – Underwriting Standards (NUC)

Fannie Mae
09.2010 - 10.2024

Sr. Forensic Quality Control Underwriter

LPS Capital Markets
02.2009 - 07.2010

Due Diligence Manager

Beltway Capital Management
04.2008 - 12.2008

Bachelor of Music - Classical Music Performance

University of Tennessee