Summary
Overview
Work History
Education
Skills
Certification
Timeline
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KHOA QUOC TANG

KHOA QUOC TANG

Banking, underwriting, loan&credit
Everett,WA

Summary

Dedicated banking professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

Overview

16
16
years of professional experience
1
1
year of post-secondary education
2
2
Certifications
3
3
Languages

Work History

Mortgage Loan Officer

Premier Mortgage Resources
Bothell, WA.
10.2022 - Current
  • Reviewed loan files and updated to match current standards.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Implemented sales strategies that established relationships with realtors, builders and financial advisors.
  • Proactively identified solutions for customers experiencing credit issues.

Owner/Founder

Tang Boba LLC DBA Mustache Milk Tea
Lynnwood, WA
07.2018 - Current

This is a brand-new independent bubble tea/coffee shop


  • Trained and motivated employees to perform daily business functions.
  • Oversee daily operation in term of making products and providing excellent customer service
  • Review financial statements, sales, activity reports and other performance data to measure productivity and goal achievement and to determine areas needing cost reduction or training/program improvement
  • Reconciled daily sales, returns and financial reports in QuickBooks.
  • Creating special events and collaborating with other businesses to attract new/existing customers
  • Successfully catering for small/medium private events such as weddings, team building or sport car events
  • Improved sales revenues 25% - 30% year after year.


Mortgage Loan Officer

Northpointe Bank
Kirkland, WA.
04.2022 - 10.2022
  • Meet with clients to ensure a full understanding their lending needs and review which mortgage options are suitable for them and the risks and benefits of each so customer can make their best decision
  • Established, developed and maintained relationships with potential and existing customers, local real estate, builders, non-profit organizations
  • Demonstrate the highest level of professionalism and customer service towards all customers
  • Worked with underwriters to fix application problems and resolve issues.
  • Reviewed loan files and updated to match current standards.

GM, Sr. Credit Analyst

Financial
Seattle, WA.
09.2015 - 02.2022
  • Successfully maintained and strengthened the relationship with 100+ GM dealerships in Western and Mountain West Region
  • Acted as credit manager during their absence by reviewing and overriding other credit analyst credit applications to ensure they follow GMF underwriting guidelines
  • Analyzed, reviewed applicant’s credit information, financial statements and or tax returns to determine the degree of risk involved in extending credit
  • Ensured all contracts were in adherence with the Truth-in-Lending-Act, procedure requirements and state laws
  • Ensure branch office cooperation with other departments, to maximize efficiency within the company
  • Effectively developed and maintained dealer relationship
  • Conduct joint dealer calls with Account Manager on an as needed basis

Honored for:

  • 2017 Top Performer Award in Western Region
  • Ranked #4 in scorecard in the nation in June 2016 out of 350 team members in 17 credit centers
  • 10 consecutive months of 100% quality in audit in 2021.

Store Manager/Business Advocate

Wells Fargo
Seattle, WA.
03.2011 - 05.2015
  • Hired, trained, coached and provided feedback to all branch employees
  • Created a strong bond amongst team member by embracing diversity, successfully lead the team towards exceeding sales goals and incentive compensation
  • Effectively led weekly district meeting with district manager
  • Effectively promote Wells Fargo brand to communities such as Lunar New Year Festival, Career Fairs, School orientations, etc
  • Fostered lasting relationships with customers through effective communication and quick response, resulting in long-term loyalty and expanded client base.
  • In charge of growing new business in the Seattle district as a business advocate

Honored for:

  • Developed customer relationships and increased overall sales by 250%.
  • Star Performer in Sales & Service Excellence in the entire Washington region in 2012

Corporate Trainer

Qwest
Bellevue, WA.
07.2010 - 01.2011

This company outsources for, doing the “Fiber optic network" campaign and Direct TV

  • Proven negotiation and closing skills as a door-to-door sales representative
  • Successfully created quick and helpful strategies to exploit cross-sell opportunities through customer profiling
  • A proven track record to meet and exceed goals while providing best customer service.

Education

Bachelor of Arts - Marketing

Western Washington University
Bellingham, WA
04.2009 - 05.2010

Skills

    Loan expert

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Certification

NMLS License

Timeline

Mortgage Loan Officer

Premier Mortgage Resources
10.2022 - Current

NMLS License

05-2022

MLO Lisense

05-2022

Mortgage Loan Officer

Northpointe Bank
04.2022 - 10.2022

Owner/Founder

Tang Boba LLC DBA Mustache Milk Tea
07.2018 - Current

GM, Sr. Credit Analyst

Financial
09.2015 - 02.2022

Store Manager/Business Advocate

Wells Fargo
03.2011 - 05.2015

Corporate Trainer

Qwest
07.2010 - 01.2011

Bachelor of Arts - Marketing

Western Washington University
04.2009 - 05.2010
KHOA QUOC TANGBanking, underwriting, loan&credit