Kiana Gregg
PennyMac Financial Services
Detroit,MI
9
years of professional experience
Mortgage underwriting professional with experience evaluating residential mortgage loans for credit quality and compliance with agency and investor guidelines. Recognized for exceptional accuracy, attention to detail, analytical problem-solving, and a strong work ethic, with a proven ability to learn quickly and deliver high-quality results.
Work History
Mortgage Underwriter
2 Months- Ranked first in training with the highest assessment scores among Credit Analyst trainees
- Reviewed and underwrote test mortgage loan files, consistently delivering accurate credit decisions without significant errors
- Recognized by management for exceptional performance, analytical ability, and readiness for production underwriting
Senior Conventional Mortgage Underwriter
2 Years 7 Months- Assessed loan applications and maintained strict adherence to agency and investor guidelines while balancing risk management and borrower eligibility requirements.
- Served as an official Mentor and Development Captain, training new underwriters while providing guidance on agency guidelines, credit analysis, and underwriting best practices.
Cafe Manager
7 Months- Led recruitment and training initiatives during store launch, establishing operational procedures and service standards to optimize team performance.
- Managed employee scheduling, inventory procurement, and labor cost controls to effectively match staffing with operational demand.
Photographer
4 Years 11 Months- Managed independent photography business for weddings, schools, and local organizations. Coordinated client consultations, logistics, and production workflows from concept to delivery.
- Cultivated and sustained a repeat client base through effective relationship management and consistent delivery of high-quality photography services.
Skills
Conventional Mortgage Underwriting
Fannie Mae and Freddie Mac Guideline Expertise
DU and LPA Automated Underwriting Systems
Loan Origination Systems
Microsoft Excel
Strengths
- Risk assessment
- Training and mentoring
- Problem-solving
- Adaptability and flexibility
- Analytical and critical thinking
Timeline
Mortgage Underwriter
PennyMac Financial Services
05.2026 - 07.2026Read More
Senior Conventional Mortgage Underwriter
United Wholesale Mortgage
08.2023 - 03.2026Read More
Cafe Manager
Papparoti
11.2022 - 06.2023Read More
Photographer
Kiana Renee Photography
12.2017 - 11.2022Read More