Successfully manages high volumes of loan documentation in fast-paced environments with demanding productivity, funding and customer satisfaction targets. Familiar with verifying tax, credit, employment, loan, personal and residential histories. Comfortable working alone or with team members to accomplish tasks and enhance processes.
Processed all closings of Short Sales, Modifications, Note Sales, and Deferments.
Calculate modification figures, discuss payments and due dates with borrowers.
Process modifications, changing interest rate, capitalization of delinquent principal, new due date and principal balance.
Set up files to be reviewed by the Loss Mitigation for alternative to Foreclosure.
Ordered Broker Price Options, Appraisals on properties, and Credit reports.
Contacted Borrowers, Real Estate agents, or Attorneys to obtain documentation needed.
Reviewed documentation to verify accuracy and completeness of FHA/VA files.
Contacted Title co., Brokers, Builders, Appraisers, Home Warranty companies, and Borrowers if file was incomplete to resolve issue.
Upon return file with a non-endorsement notice submitted, return the missing document to FHA for insuring. VA files were submitted electronically thru VA portal.
Drafted and amended closing documents, purchases, and refinances nationwide.
Reviewed and approved final HUD-1, wired funds.