A top producer, I advise my clients on strategies for the best type of mortgage to suit their goals. I am experienced in Jumbo, Construction-Perm, Renovation as well as all Conventional and Government loans. My main duties involve assisting clients with the loan application process, collecting and assessing their financial information, and managing the loan process to the closing table. As a mortgage consultant, I continually build a good rapport and support realtors, builders and other partnerships I have nurtured as a referral source. I extend excellent customer service, organization and communication to all those I assist and support in this position. My loan production has increased year over year.
With over 20 years experience in the mortgage lending industry, my knowledge and professionalism have allowed me to work within all different types of financial climates. My primary responsibility is offering financial assistance in residential mortgage lending. My specialties include assisting clients in obtaining a home loan that best suits their individual needs, offering Jumbo, Conventional, FHA, VA, USDA, Renovation and our exclusive "Doctor" loan programs. I have found strong success in building my client base by utilizing my proven understanding of superior service. I center it around the extremely important aspect of knowledge and experience which my agents and clients so value. As a result, my clients are exceptionally pleased with quality and consistency of the service provided to them. It’s my strong effort and unwavering commitment to providing excellence in customer service that sets me apart.
I've contributed my loan origination experience by implementing processing productivity standards consisting of examining applications and supporting documentation, estimating credit-worthiness and calculating repayment risk. My quality and customer-service approach to resolving problems prior to underwriting aided in accomplishing my mission for identifying mortgage loan process improvements. Also attracted new mortgage loan applications by developing new relationships within the real estate community. I stay updated on today's lending standards by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Annual production volume exceeding $20 million.
Introduced my energetic and results-driven experience to this organization by earning the Top 10% award after only four (4) months of joining. My in-depth experience of mortgage loan origination and processing of CP, FHA 203B/203K, VA, Reverse Mortgages and conventional mortgages gave me the ability to analyze each customer's situation and recommend appropriate loan solutions
Designed a complete marketing program where none previously existed. Continued to build relationships with builders and agents and uncovered new customers. Generated qualified leads for my business partners. Became knowledgable and successful in the construction-to-perm environment. Exceeded company goals in volume and sales. Rising Star award in 2007.
I joined a team to maintain current customer base as well as cultivate new customers through my expanding referral base of business partners. Designed and conducted home buyer classes. Developed sales strategies to increase business by 100%. Achieved company goals annually and received Top Producer award in 2005.
Responsible for generating and originating mortgage loans in the Athens, Georgia market. I aligned myself with realtors, builders, insurance agents and other business partners by staying involved in the community. By doing so I provided clients I obtain through my partners with residential finance options combined with superior service. I trained at the top of my licensee class and closed $18M in business by the end of 2002 and was honored as “Rookie of the Year” in the Athens branch.
Georgia MLS Training Institute Degree of intelligence 2000 - 2001
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