Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

KIMBERLY KREINOP

COLUMBUS,IN

Summary

Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 30 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.

Meticulous Accounts Payable Specialist with accounting, mathematical and software experience. Successful at keeping accounts current and accurate for compliant financial recordkeeping. Well-organized, diligent and focused professional.

Overview

17
17
years of professional experience
1
1
Certification

Work History

Mortgage Loan Underwriter

Chase Bank
Columbus,, IN
01.2021 - 05.2022
  • Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records and current financial status.
  • Verified integrity of applicants' information to minimize fraud.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Worked with processing team members to communicate errors and obtain missing information for current applications.
  • Checked personal and team calculations to validate information and underwriting decisions.
  • Met deadlines consistently, turning around applications quickly with firm approval or denial decisions.

Transaction Processing Specialist

Centra Credit Union
Columbus, IN
05.2011 - 01.2021
  • Received requests to process financial transactions such as checking and transfers among multiple accounts. Researched account activity for customers.
  • Was the lead ACH specialist and trained others on daily ACH entries to make adjustments and post to client accounts and daily balancing of all ACH credits and debits for the credit union.
  • Monitored transactions and customer behavior to identify signs of fraud.
  • Responsible for all mobile deposits and ATM check deposits to determine signs of fraud and making the decision to honor or reject multiple items submitted each day.

Accounts Payable Specialist

Christole, Inc.
Nashville, IN
10.2005 - 05.2011
  • Processed invoices and journal entries with efficiency and accuracy, resulting in decreased discrepancies.
  • Applied proper codes to invoices, files and receipts to keep records organized and easily searchable. Peachtree software was used for this.
  • Reached out to vendors and customers to verify information and follow up on client issues.
  • Weekly printed and mailed out checks. Prepared month-end closing entries for detailed reporting and recordkeeping.
  • Responsible for reconciling the group homes 'credit card statements and applying all expenses to the budget to make sure spending was within the budget guidelines while making sure no suspicious activity issues were present.
  • Responsible for back up to Accounts Receivable Specialist, billing Medicare for each resident in the group homes.


Education

High School Diploma -

Columbus North High School
Columbus, IN

Skills

  • Loan Feasibility Assessment
  • Customer Accounts Management
  • Payment Schedule Computation
  • Loan Product Knowledge
  • Automated Underwriting Systems
  • Financial History Analysis
  • Creditworthiness Determination
  • Debt Ratios

Certification

Received from IUPUC, Columbus, In a Certificate of Management Development. Prior to 2005 was a Branch Manager for Jackson County Bank for 6 years. In this position, I hired, supervised and scheduled the branch staff as well as handling multiple duties on a daily basis.

Timeline

Mortgage Loan Underwriter

Chase Bank
01.2021 - 05.2022

Transaction Processing Specialist

Centra Credit Union
05.2011 - 01.2021

Accounts Payable Specialist

Christole, Inc.
10.2005 - 05.2011

High School Diploma -

Columbus North High School

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