Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
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Kimberly Torres

Kimberly Torres

Pre-Funding Specialist
Jacksonville,FL

Summary

Dedicated pre-funding specialist with a strong foundation in loan review, documentation accuracy, and regulatory compliance. Recognized for efficiency, problem-solving, and collaboration across departments to support timely and accurate loan funding.

Overview

14
14
years of professional experience
1
1
Certification

Work History

Pre-funding Specialist

SoFi Bank, N.A.
Jacksonville, FL
02.2025 - Current
  • Conduct detailed pre-funding quality reviews of loan documents to ensure accuracy, completeness, and compliance with internal policies, guidelines and regulatory requirements.
  • Perform ID verification reviews validating borrower identity and documentation prior to funding.
  • Review loan data entry for accuracy across systems, identifying and resolving discrepancies before funding authorization.
  • Verify ownership documentation to confirm correct borrower funding details.
  • Maintain a high level of attention to detail and quality standards in a fast paced, high volume production environment.

Originations Specialist

SoFi Bank, N.A.
Jacksonville, FL
07.2024 - 02.2025

• Educated members on multiple SoFi product lines
• Developed exceptional rapport with customers to build trust and create value through customer satisfaction.
• Handled high volume calls and chats while maintaining professional self control.
• Acquired skills in learning to navigate through Okta, SOP’s and multiple processes.
• Provided assistance in a project - Outbound Student Loan Refinance Signing Calls.
• Ranked top 3 in CSAT for the month of November 2024

Bilingual Inside Sales Account Manager

Lamar Aero
Jacksonville, FL
02.2023 - 03.2024
  • Managed book of business with over 30 regular customers across multiple product lines.
  • Matched customers to products based on in-depth understanding of different business models and needs.
  • Negotiated contracts with potential clients, ensuring mutually beneficial terms for both parties involved.
  • Developed strong relationships with key customers, leading to long-term business partnerships and repeat sales.
  • Increased customer satisfaction by providing personalized account management and addressing clients'' needs promptly.
  • Developed exceptional rapport with customers to build trust and create value through guided buying decisions.
  • Created Pick tickets, Sales Orders and Purchase orders.

Bilingual Store Manager

Oportun
Jacksonville, FL
03.2021 - 02.2023
  • Managed daily operations to ensure smooth functioning of the store, maintaining a clean, safe environment for customers and employees.
  • Managed inventory control, cash control, and store opening and closing procedures.
  • Addressed customer complaints promptly and professionally, resolving issues to maintain positive relationships with clientele.
  • Managed store employees successfully in fast-paced environment through proactive communication and positive feedback.
  • Improved customer satisfaction through staff training in customer service and product knowledge.
  • Assisted with hiring, training and mentoring new staff members.
  • Set effective store schedules based on forecasted customer levels, individual employee knowledge, and service requirements.

Bilingual Customer Loyalty Representative

Oportun
Jacksonville, FL
12.2020 - 03.2021
  • Developed rapport with clients, leading to long-lasting relationships built on trust and mutual respect.
  • Conducted regular account audits to ensure accurate tracking of customer points balances and reward eligibility.
  • Promoted brand loyalty by effectively communicating the value of various products or services offered by the company.
  • Collaborated with team members to develop tailored strategies for improving overall customer experience.
  • Supported sales initiatives by informing customers about available rewards, promotions, and loyalty program benefits.

Bilingual Enhanced Representative

Consumer Attorney Record Services
Pensacola, FL
11.2019 - 11.2020
  • Obtain Medical Records for attorneys and their clients who are filing claims or lawsuits.
  • Take/Make Bilingual calls and ensure customers are giving proper information.
  • Call hospitals or record service companies and obtaining patient information.
  • Inputting specific information in database to ensure every customer is called and proper information is being obtained.
  • Increased customer satisfaction by addressing and resolving complaints in a timely manner.
  • Handled customer complaints quickly and professionally to restore customer confidence and prevent loss of business.

Co-Owner

K & K Little Botique
Crestview, FL
04.2018 - 10.2019
  • Managed day-to-day operations efficiently, ensuring smooth workflow and timely completion of tasks.
  • Collaborated with co-owner on strategic planning initiatives for long-term business success.
  • Improved customer satisfaction ratings by consistently delivering high-quality products and services.
  • Oversaw financial management tasks, including budgeting, forecasting, and cash flow optimization.

Bilingual Communications Assistant for the Deaf

CSD Relay
Lubbock, TX
12.2017 - 03.2019
  • Contributed to a positive work environment with strong interpersonal skills and proactive teamwork attitude.
  • Greeted guests in with friendliness and professionalism.
  • Answered incoming phone calls for the deaf to process requests, transfer calls, or relay messages to appropriate personnel.
  • Worked closely with management to provide effective assistance for specific aspects of business operations.
  • Excellent Typing Skills

Front Desk Receptionist

Salazar Monuments
Lubbock, Tx
03.2012 - 03.2018
  • Greeted guests at front desk and engaged in pleasant conversations while managing check-in process.
  • Maintained organized and clean front office area to create professional and welcoming environment for visitors and employees.
  • Scheduled, coordinated and confirmed appointments and meetings.
  • Delivered outstanding first impressions by warmly greeting visitors upon arrival at the front desk.
  • Managed high-volume phone calls, directing inquiries to appropriate personnel for prompt resolution.
  • Supported administrative tasks such as filing, data entry, and document preparation for more efficient office workflow.

Education

High School Diploma -

Lamesa High School
Lamesa, Tx
05.2004

Skills

  • Empathy and Rapport Building
  • Goal-oriented mindset
  • Self motivation
  • Verbal and written communication
  • Multitasking Abilities
  • Attention to detail
  • Teamwork and collaboration
  • Documentation review
  • Data collection
  • Quality control

Certification

  • Jax Humane Society
  • Trunk or Treat

Languages

Spanish
Native or Bilingual
English
Native or Bilingual

Timeline

Pre-funding Specialist

SoFi Bank, N.A.
02.2025 - Current

Originations Specialist

SoFi Bank, N.A.
07.2024 - 02.2025

Bilingual Inside Sales Account Manager

Lamar Aero
02.2023 - 03.2024

Bilingual Store Manager

Oportun
03.2021 - 02.2023

Bilingual Customer Loyalty Representative

Oportun
12.2020 - 03.2021

Bilingual Enhanced Representative

Consumer Attorney Record Services
11.2019 - 11.2020

Co-Owner

K & K Little Botique
04.2018 - 10.2019

Bilingual Communications Assistant for the Deaf

CSD Relay
12.2017 - 03.2019

Front Desk Receptionist

Salazar Monuments
03.2012 - 03.2018

High School Diploma -

Lamesa High School