Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
8
8
years of professional experience
Work History
Mortgage Collection Specialist
Trustmark National Bank
Brandon, MS
10.2023 - Current
Conducting inbound or outbound collection calls utilizing a predictive dialer, preview or other technology, and accurately documenting collection on system of record
Negotiating payment terms for delinquent accounts and accurately notating the loans following departmental procedures
Assisting with difficult collection problems such as: payment disputes, alternative payment arrangements, loss mitigation options
Recognizing problem accounts/loans, alerting management and providing input on a suitable course of action
Skip tracing and other specialty queues as assigned.
Community Manager & Assistant Property Manager
Stonemark
Jackson, MS
06.2016 - 09.2023
Pre-qualify, show and lease apartments
Acts as Community Bookkeeper; post rental payments, code and pay invoices, prepare monthly billing for each apartment, account for disbursement of petty cash, adjust delinquent accounts, settle delinquent accounts, prepare late notices and file evictions
Develops marketing strategies for leasing apartments and establishes goals for Leasing Associates.
Provides superior resident services, solves day-to-day problems, and maintains good relations with residents.
Ensures the timely completion of forms and reports, including Weekly Community Overview Report, Weekly Status Report and Monthly Report of Financial Activities
Enters new lease data information, including lease terms, amount of rent, demographic information, etc
Monitors Lease Expiration Report
Shops competition and prepares monthly Market Survey
Inspects vacant apartments for damages and cleanliness, as described in Move-In/Move-Out Procedures.
Legal procedures concerning delinquent accounts
Monthly billing of rental accounts
Routine purchases that are authorized in the Operation Budget
Weekly and Monthly Activity Reports
Payment of invoices and refunds of security deposits
Bad debt write-offs
Short and long-term marketing strategies.
Community improvements.
Education
Associate's degree - Business Administration, Management and Operations
Virginia College
12.2008
Diploma - General Studies
Bailey Magnet High School
12.2000
Skills
Fair Housing Regulations
Bookkeeping
Retail Management
Stress Tolerance
Paperwork Processing
Automated Account Review
Adjustment posting
Account Monitoring
Word Processing
Credit and collections
Relationship Building
Documentation and Recordkeeping
Excellent Communication
Decision-Making
Time management abilities
Problem-Solving
Organizational Skills
Work Planning and Prioritization
Training and Teaching
Microsoft Office
Administrative Experience
Conflict resolution abilities
Active Listening
Written Communication
Additional Information
I also have over 20 years of experience in customer service, retail sales, and management. Other jobs I have worked are as follows: Dillards - Sales Associate / part time seasonal, JC Penny - Sales Associate / part -time seasonal, St Dominic - Patient Registrar - 2/2014 - 5/2016, Entergy - Customer Service Representative - 10/2013 - 01/2015, Comcast - CAE Specialist - 9/2010 - 09/2013
Timeline
Mortgage Collection Specialist
Trustmark National Bank
10.2023 - Current
Community Manager & Assistant Property Manager
Stonemark
06.2016 - 09.2023
Associate's degree - Business Administration, Management and Operations