Summary
Overview
Work History
Education
Skills
Timeline
Generic

Kimy Writer

Elmira

Summary

Dynamic Community Business Banker with extensive experience at WAFD Bank, excelling in loan structuring and relationship building. Proven track record in enhancing customer engagement and retention, while mentoring junior bankers.

Business banking professional with track record of delivering impactful financial solutions and fostering strong client relationships. Known for collaborative team efforts and results-driven approach.

Overview

27
27
years of professional experience

Work History

Community Business Banker

WAFD Bank
06.2019 - Current
  • Cultivated strong client relationships to understand financial needs and provide tailored banking solutions.
  • Analyzed financial statements to assess creditworthiness and determine appropriate lending products.
  • Developed and implemented strategies to enhance customer engagement and retention across diverse clientele.
  • Coordinated cross-functional teams to streamline loan processing, improving turnaround times for clients.
  • Mentored junior bankers on best practices in relationship management and compliance adherence.
  • Coordinated with various departments to ensure seamless delivery of banking services across all channels.
  • Proactively identified potential risks within client portfolios, implementing strategic measures to minimize losses.
  • Maintained comprehensive knowledge of banking products and services, ensuring accurate and informed recommendations for clients.

Business Banker

US Bank
08.2007 - 06.2019
  • Cultivated relationships with clients to identify and fulfill banking needs.
  • Analyzed financial statements to assess creditworthiness and risk for lending decisions.
  • Developed tailored financing solutions to enhance client satisfaction and retention.
  • Coordinated cross-functional teams to streamline loan processing and approval timelines.
  • Mentored junior bankers on client relationship management and compliance standards.
  • Provided expert guidance on business financing options, helping clients secure necessary capital for growth.
  • Met with existing clients and prospects through personal calling efforts and other contacts to discuss business needs.
  • Worked with borrowing clients to procure updated financial information on ongoing basis.

Community and Business Banker

Wells Fargo
01.1999 - 08.2007
  • Cultivated relationships with business clients to identify financial needs and provide tailored banking solutions.
  • Analyzed client portfolios to recommend products that enhance financial growth and mitigate risks.
  • Collaborated with internal teams to streamline loan processing, improving turnaround times for client approvals.
  • Developed and delivered presentations on banking services, effectively communicating value propositions to potential clients.
  • Maximized revenue generation through careful assessment of loan applications and diligent follow-up on delinquent accounts.
  • Fostered a positive work environment by actively participating in team meetings and sharing ideas for process improvements.

Education

High School Diploma -

Elmira High School
Elmira, OR

Skills

  • Loan structuring
  • Teller support
  • Portfolio management
  • Cash flow forecasting
  • Commercial lending
  • Teamwork
  • Customer service
  • Problem-solving
  • Time management
  • Attention to detail
  • Problem-solving abilities
  • Excellent communication
  • Decision-making
  • Relationship building
  • Self motivation
  • Product knowledge
  • Coaching and mentoring
  • Client relations
  • Know your customer
  • Goal setting
  • Professionalism

Timeline

Community Business Banker

WAFD Bank
06.2019 - Current

Business Banker

US Bank
08.2007 - 06.2019

Community and Business Banker

Wells Fargo
01.1999 - 08.2007

High School Diploma -

Elmira High School

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Kimy Writer