Summary
Overview
Work History
Education
Skills
Languages
Interests
Timeline
Generic

Kizzy Encarnacion

Orange Park

Summary

Driven by results, adept in fraud prevention, I enhanced customer trust and loyalty at Citibank through effective dispute resolution and fraud investigation. Leveraging analytical skills and a high attention to detail, I consistently met performance targets, significantly improving service delivery and operational efficiency. Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level Fraud ops position. Ready to help team achieve company goals. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

7
7
years of professional experience

Work History

Fraud Representative

Citibank
12.2022 - Current
  • Improved customer trust through transparent communication regarding potential fraud threats and resolutions.
  • Perform investigation of potential fraud activity on existing credit card accounts.
  • Respond to inbound/outbound client inquiries and assist with specific service-related requests and concerns.
  • Complete assigned tasks in an accurate and timely manner.
  • Consistently achieve individual and team performance target.
  • Contact card members to verify charges and recent activity to identify any potential fraud.
  • Appropriately assess risk when business decisions are made.
  • Determine specific verification procedures to be used in processing customer information.

Customer Service Representative

InComm
01.2018 - 01.2019
  • Managed high-stress situations effectively, maintaining professionalism under pressure while resolving disputes or conflicts.
  • Resolved customer complaints with empathy, resulting in increased loyalty and repeat business.
  • Handled escalated calls efficiently, finding satisfactory resolutions for both customers and the company alike.
  • Responded to customer requests for products, services, and company information.
  • Collaborated with team members to develop best practices for consistent customer service delivery.
  • Analyzed customer service metrics to identify trends and develop strategies for improvement.

Education

GED -

Bronx Community College of The City University of New York
The Bronx, NY
04.2015

Skills

  • Fraud prevention
  • Verbal and written communication
  • Organizational Skills
  • Bilingual Spanish
  • Analytical Skills
  • High attention to detail
  • Excellent verbal and written communication
  • Information Gathering
  • Data Interpretation

Languages

Spanish
Native or Bilingual

Interests

  • Passionate about balancing physical health with mental and emotional wellness
  • Growing herbs, vegetables, or fruits in home gardens
  • Cooking

Timeline

Fraud Representative

Citibank
12.2022 - Current

Customer Service Representative

InComm
01.2018 - 01.2019

GED -

Bronx Community College of The City University of New York
Kizzy Encarnacion