KOREY BATEMAN

Seasoned professional in the financial services industry with 27 years of experience and a track record of innovative leadership, team building, credit risk assessment, financial analysis, and process improvement expertise. Excels in developing talent and driving operational innovation. Demonstrated ability to navigate complex challenges and deliver results. A pacesetter who thrives in dynamic environments. Committed to excellence and passionate about driving success. Valuable asset to any organization seeking a strategic and forward-thinking leader.

• Equify Financial, VP Credit, 09/01/22, Present, Lead, coach and develop credit manager, analysts and support admins in underwriting both commercial structured credit facilities and small ticket dealer business from $25M to $50MM., Created and implemented new small ticket underwriting process flow to improve decision turn time and efficiencies by 20%., Outperformed company annual goal and market expectations with structured finance portfolio growth exceeding $575MM., Developed metrics and KPI scorecards for department team members to better track performance and opportunities for improvements. Improved structured finance credit decision turn time by 15%., Serve as SME in development of cross-functional processes and testing through implementation of new credit risk underwriting systems., Developed new credit underwriting risk scorecard matrices and methodology for commercial equipment structured financing and commercial real estate financing., Formulated the strategic vision, policies and procedures for the credit department.
• GM Financial, Assistant VP Fleet Credit, 02/01/22, 09/01/22, Proactively unified cross-department collaboration with third parties to achieve objectives in small business credit, operations, funding, legalities, floor plan management, marketing, compliance, QC standards, and GM dealerships nationwide., Streamlined the development of underwriting guidelines and score card matrices for new business lines, fostering a continuous improvement environment., Mentored a team of fleet credit managers on career growth paths and employee development strategies for their extended teams of credit analysts and support staff., Systemically created comprehensive business processes, procedures, and automation capabilities for departments., Robotics automation liaison tasked with exploring various credit underwriting system processes and procedures to automate., Led and executed the department strategic vision for growth.
• GM Financial, Assistant VP Fleet Operations and Systems Integration, 05/01/20, 02/01/22, Successfully led over 30 projects concurrently across both domestic and international departments, meeting timelines and budget expectation., Served as point of contact for Credit, Sales, and Operations in System Integration; handled business requirements, user acceptance testing, and post-production issues for technology system development and deployment., Facilitated improvement efforts in Fleet Operations Team, modernizing capabilities and operational framework via policy development focused on commercial floorplan inventory financing., Streamlined processes for efficient collections, problem account workouts, specifically for funding, servicing audits, portfolio monitoring, and comprehensive financial reviews., Improved automation capability development to foster cross-departmental efficiencies involving six interrelated global departments by 30%., Selected for the prestigious rotational leadership program, acquiring diverse knowledge and skills across various company sectors., Initiated strategies for risk assessment, successfully eradicating loan policy exceptions., Coached operations managers on two teams, boosting performance and productivity.
• GM Financial, Fleet Credit Manager, 04/01/16, 05/01/17, Surpassed ambitious new business line volume goals by 25%., Recruited talented managers, dedicated analysts, and efficient support staff for the rapidly expanding department., Engineered comprehensive month-end, quarter-end, and year-end departmental reports to accurately track credit line production and forecast future results., Monitored department's adherence to decision service level agreements while maintaining robust credit underwriting and compliance standards., Fostered individual strengths of fleet credit analysts, guiding talent for career growth., Improved upon relationships with national GM dealers, providing excellent service for repeat business.
• GM Financial, Fleet Credit Analyst, 07/01/15, 04/01/16, Executed effective financial analysis and risk assessment for $250M+ fleet commercial credits., Developed and encouraged training initiatives for the national sales team on credit processes, efficiency enhancement, and service agreement compliance, in partnership with the national sales manager., Founded and nurtured the newly established department, pioneering procedures, underwriting policies, and risk assessment processes from scratch., Initiated and led the continuous improvement of the municipal lease program., Mentored junior fleet department members via targeted coaching and training.
• Bank of America, VP Small Business Banking, 02/01/11, 11/01/14, Managed a $200MM portfolio of commercial clients, providing expert advice on cash flow management and business efficiency enhancement., Pioneered a thriving business networking group, growing membership to over 40., Executed pre/post-call activities, exceeding sales growth targets in credit (Real Estate, Equipment, AR, credit card, merchant services, treasury management, payroll management, and invoicing solutions.) by 10%., Exceeded company standards in operational soundness while maintaining strict federal compliance across all banking and business activities.