Koushik Raman
Summary
Results-driven finance professional with experience at Aditya Birla Capital, excelling in credit evaluation and strategic analysis. Proven ability to enhance operational efficiency and client satisfaction through effective communication and problem-solving. Skilled in financial modeling and advanced Excel, contributing to improved decision-making and streamlined processes.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Finance Intern
Aditya Birla Capital (Sunlife Asset Management)
Dubai, UAE
06.2024 - 07.2024
- Reviewed income documents, credit reports, and affordability ratios to support credit decisions and financial planning.
- Built strong working relationships with finance professionals across teams to support strategic lending practices.
- Produced accurate, time-sensitive reports to aid in management decision-making and maximize cash flow.
- Contributed to process improvement initiatives that enhanced operational efficiency and reporting speed.
Managing Supervisor
Drivezy
Mysore, India
08.2019 - 12.2022
- Led negotiations with customers and partners on leasing terms, ensuring clarity and compliance with policies.
- Monitored creditworthiness of clients through financial documentation and customer profiling.
- Collaborated with internal departments to streamline customer finance documentation and delivery processes.
- Implemented tracking systems to reduce processing time and improve turnaround for financing approvals.
Site Auditor
GRAAM
Mysore, India
07.2019 - 08.2019
- Evaluated digital data systems and performed compliance audits to ensure efficient financial performance reporting.
- Collaborated with multi-disciplinary teams to recommend changes that improved digital client interactions.
Customer Relationship Officer
Hinduja Global Solutions
Mysore, India
01.2019 - 02.2019
- Analyzed consumer queries and resolved credit-related concerns, increasing satisfaction scores by over 8%.
- Served as a communication link between customers and internal teams, ensuring timely resolution of finance issues.
Education
Master of Science - Finance
Dallas Baptist University
Dallas, TX12.2024
Bachelor of Business Administration -
Sapient College of Commerce and Management
Mysore, IndiaSkills
- Budgeting and forecasting
- Credit evaluation
- Financial modeling
- Strategic analysis
- Advanced Microsoft Excel
- Presentation skills
- Data analytics tools
- Communication skills
- Problem-solving strategies
- Client relationship management
- Cross-functional teamwork
Certification
- Investment Management Specialization — Coursera
- Financial Markets Certification — Yale University (Coursera)
- Microsoft Office Specialist: Excel Associate
Projects
Options Pricing Calculator, Developed Excel-based tool using the Black-Scholes model for accurate pricing. Market Sentiment Dashboard, Created an Excel dashboard aggregating news and social media data for market trend analysis. Digital Financial Dashboard, Built an interactive model to track key financial metrics in real-time.
Timeline
Finance Intern
Aditya Birla Capital (Sunlife Asset Management)
06.2024 - 07.2024
Managing Supervisor
Drivezy
08.2019 - 12.2022
Site Auditor
GRAAM
07.2019 - 08.2019
Customer Relationship Officer
Hinduja Global Solutions
01.2019 - 02.2019
Master of Science - Finance
Dallas Baptist University
Bachelor of Business Administration -
Sapient College of Commerce and Management
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