KREŠIMIR MASKALAN
Veprinac
Summary
Dynamic professional with extensive leadership experience in restructuring, collection, and asset management within the financial sector. Seeking to leverage proven expertise in team management, strategic planning, and negotiation to drive operational efficiency and success in the real estate management and ESG project leadership domains.
Overview
16
16
years of professional experience
Work History
Head of Restructuring and Collection of Retail Secured Receivables
EOS Matrix d.o.o.
11.2018 - Current
- Led restructuring and collection processes for retail secured receivables, overseeing a team of approximately 15 individuals
- Developed strategies for debt recovery during portfolio transactions, managing over 1000 clients
- Managed real estate ownership, maintenance, and sales processes for an average of 130 properties.
Head of Retail Restructuring and Collection
Hrvatska poštanska banka d.d.
10.2017 - 11.2018
- Directed team in restructuring and collection activities, enhancing efficiency and performance
- Implemented plans to adapt to changes in legal and market frameworks
- Propelled business results through strategic restructuring and client settlement proposals.
Head of Workout Micros Group
Erste&Steiermärkische Bank d.d.
11.2015 - 10.2017
- Managed team specializing in portfolio analysis, restructuring, and provision release
- Orchestrated successful sale of NPL portfolios, optimizing financial outcomes
- Provided internal education to enhance team skills and capabilities.
Workout Manager and Collection Coordinator
Erste&Steiermärkische Bank d.d.
01.2015 - 10.2015
- Conducted portfolio analyses and reports, proposed measures for business improvement
- Managed NPL portfolio sale preparation and realization, negotiating with clients.
Senior Workout Manager
Erste&Steiermärkische Bank d.d.
01.2013 - 12.2014
- Managed collection and provision release, conducted portfolio analyses, and client negotiations.
Workout Manager
Erste&Steiermärkische Bank d.d.
04.2012 - 12.2012
- Managed collection and provision release, conducted client negotiations.
Product Manager
Erste&Steiermärkische Bank d.d.
09.2009 - 03.2012
- Introduced new products, ensured legal compliance, provided sales support, and conducted analyses.
Intern
Erste&Steiermärkische Bank d.d.
09.2008 - 08.2009
- Gained operational and functional experience in various departments including Retail, Corporate, Risk, Processing, IT, Marketing, and HR.
Legal Intern
Legal office Boric
01.2008 - 05.2008
- Participated in legal activities and gained practical experience in legal proceedings.
Education
Real Estate Management and Valuation -
University of Applied Sciences with public rights BALTAZAR ZAPREŠIĆ
Master in Law -
Faculty of Law, University of Zagreb
Zagreb, Croatia01.2007
Skills
- Effective communication and negotiation skills developed through extensive experience as a collection manager
- Adaptability to changing legal environments and business models Creative thinking in developing tailored collection solutions Results-oriented mindset
Additional Information - Projects
- ESG implementation
- Company licensing with HNB (Croatian National Bank)
- Implementation of new IT software (Collection application)
- Debt sale and purchase of NPL portfolio
- Organizational changes in response to market and legal shifts (Consumer protection, GDPR, Bankruptcy/Pre-bankruptcy)
- Development of General Conditions for Retail Clients
Training Programs
- Erste Bank Manager Program, Erste&Steiermärkische Bank d.d., Croatia, 2016, 2017
- Erste Group Corporate Work-out Training Programme, Erste Group Bank AG, Austria, 2016
Training
- EY Certificate (03.2024)
- Sustainable business practices
- Legal education (Bankruptcy, Enforcement, GDPR, Consumer protection)
- Real estate and Collection market overview
- Skill development (leadership, time management, problem-solving)
Timeline
Head of Restructuring and Collection of Retail Secured Receivables
EOS Matrix d.o.o.
11.2018 - Current
Head of Retail Restructuring and Collection
Hrvatska poštanska banka d.d.
10.2017 - 11.2018
Head of Workout Micros Group
Erste&Steiermärkische Bank d.d.
11.2015 - 10.2017
Workout Manager and Collection Coordinator
Erste&Steiermärkische Bank d.d.
01.2015 - 10.2015
Senior Workout Manager
Erste&Steiermärkische Bank d.d.
01.2013 - 12.2014
Workout Manager
Erste&Steiermärkische Bank d.d.
04.2012 - 12.2012
Product Manager
Erste&Steiermärkische Bank d.d.
09.2009 - 03.2012
Intern
Erste&Steiermärkische Bank d.d.
09.2008 - 08.2009
Legal Intern
Legal office Boric
01.2008 - 05.2008
Real Estate Management and Valuation -
University of Applied Sciences with public rights BALTAZAR ZAPREŠIĆ
Master in Law -
Faculty of Law, University of Zagreb
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