Kristina Glaze
Conroe
Summary
Adaptable professional with a proven ability to quickly learn and excel in dynamic environments. Demonstrates strong problem-solving skills and a commitment to continuous improvement, effectively navigating change to achieve organizational goals. Core competencies include rapid knowledge acquisition and application, fostering growth in fast-paced settings.
Overview
24
24
years of professional experience
Work History
Laboratory Technician
Jacam Chemical Company
The Woodlands
02.2023 - 12.2024
- Analyzed specimens using standard laboratory procedures in hematology, microbiology, biochemistry, and molecular biology.
- Managed inventory of laboratory supplies and reagents, ensuring availability and minimizing waste.
- Provided exceptional customer service to internal and external stakeholders, addressing inquiries and concerns promptly.
- Cleaned and prepared lab equipment for solutions, specimens and samples.
- Used time management and adaptability skills to prioritize and run multiple tests.
- Disposed of laboratory materials and samples using well established guidelines and instructions.
- Collected, labeled and stored lab samples according to laboratory specifications.
Mortgage Loan Processor
Cadence Bank
06.2021 - 12.2022
- Reviewed customer and loan officer documents to ensure accuracy of the loan application
- (Proof of Income, Bank Statements, Credit Reports, Taxes and Insurance)
- Pre-Underwrite files and analyzed all documents to capture any discrepancies
- Calculate customer income to determine their debt to income ratios for qualifying along with making sure the customer has enough assets for closing
- Accomplished all deadlines and goals set by the company to achieve while working with a positive team
- Processed a wide variety of loan programs (FHA, Conventional and Portfolio Loans)
- Reviewed Appraisals to make sure they meet the company expectations
- Reviewed title commitment and the customers insurance policy for adequate coverage
- Reviewed Desktop Underwriter and obtained any additional items that the file is asking for
- Ordered Mortgage Insurance when required on a file
- Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Checked applicant credit, personal references and employment histories.
- Recorded applications for loan and credit, loan information and disbursements of funds.
- Evaluated financial statements and contacted institutions and customers to clarify details.
- Examined and verified information in loan application and closing documents.
- Scanned and uploaded loan and related documents into system.
- Obtained and verified clearance of underwriting conditions to prepare loan file for submission and approval.
- Created and completed loan submission packages.
- Reviewed and corrected errors on interest, principal and closing costs.
- Reviewed loan applications and verified accuracy of borrower information.
- Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
- Processed loan documents and ensured compliance with federal regulations.
Co-Owner and Office Manager
Dream Day Bridal
The Woodlands
10.2008 - 12.2020
- Greeted Customers as they entered the Boutique
- Answered the phones and assisted with customer email inquiries
- Entered all of the new stock purchased at market into the POS System
- Did all of the ordering for the Boutique, as well as the receiving when it arrived
- Assisted Customers every step of the way until the Wedding Day Arrived
Sr. Mortgage Loan Processor
Countrywide Home Loans
Houston
01.2004 - 09.2008
- Provided Support to the loan officer and underwriter teams by ensuring the timely, judicious and accurate processing of mortgages
- Reviewed and verified the borrowers' income, credit reports and employment history
- Ordered documents that were needed for the file (Title Commitment, Survey, Appraisal, Insurance, Payoff)
- Prepare the loan application and supporting documents for underwriting
- Ensure Compliance with company policies, underwriting guidelines and lending program requirements
- Helped the customers all the way from the beginning to the closing process of the loan
Mortgage Loan Processor
America's Premier Mortgage
Spring
03.2001 - 01.2004
- Responsible for collecting and verifying all documentation from the customer for loan submission
- Responsible for ordering the title commitment, property appraisal, loan payoff's and anything else needed for the file
- Proactively manage workflow to ensure loan files stay on track for the closing dates
Education
High School Diploma -
Oak Ridge High School
Conroe, TX05.2001
Skills
- Leadership
- Encompass
- Profit & Loss
- Management
- Loan processing
- Underwriting
- Fair Housing regulations
- Credit Analysis
- Analysis skills
- Research
- Time Management
- Detail-Oriented
- Microsoft Word
- Team Player
- Goal-Oriented
- Dependable
- Title processing
- Project Management
- Accounts Receivable
- Interpersonal and written communication
- Safety compliance
- Laboratory documentation
References
Available Upon Request
Timeline
Laboratory Technician
Jacam Chemical Company
02.2023 - 12.2024
Mortgage Loan Processor
Cadence Bank
06.2021 - 12.2022
Co-Owner and Office Manager
Dream Day Bridal
10.2008 - 12.2020
Sr. Mortgage Loan Processor
Countrywide Home Loans
01.2004 - 09.2008
Mortgage Loan Processor
America's Premier Mortgage
03.2001 - 01.2004
High School Diploma -
Oak Ridge High School