KRISTINE MINTEN
De Pere,WI
Summary
Results-oriented Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices. Expert negotiator, problem solver and organizer.
Overview
13
13
years of professional experience
Work History
Residential Loan Processor II
Associated Bank
Green Bay, WI
07.2019 - 09.2022
- Processed FHA and conventional loans including fixed rate, ARM, portfolio, construction, and land.
- Reviewed appraisals, titles, sales contracts, and various other information for accuracy.
- Maintained compliance, privacy and security requirements, as well as federal statutes covering Fannie Mae loans.
- Provided quick turnaround times to maintain fast-past schedule handling up to 40 loans monthly.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists.
- Maintained long-term relationships with customers to provide best-in-class customer service.
- Processed loans within various departments to achieve timely, accurate and fair proceedings.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Prepared documents for underwriting by verifying client income, credit reports and other information.
Purchasing Management
KB Home
Houston, TX
09.2008 - 11.2018
- Developed and implemented 92 new home plans while managing architectural changes.
- Managed over 1200 new home starts and permits annually.
- Partnered with digital marketing companies to publish all online marketing initiatives.
- Project lead on national initiative for cost reduction achieving $1.5m annually.
- Purchasing management including budgets, estimating, home starts, systems, and contracts.
- Negotiated all labor, commodity, and market pricing for Houston and DFW divisions.
- Developed profitable and sustainable relationships with suppliers and manufactures.
- Compliance officer achieving 100% audit ratings consistently.
- Developed and maintained product spec levels, scopes of work, and energy initiatives.
- Increased margins by capitalizing on cycle time, cost, and best business practices.
Education
Bachelor of Arts - Communications and Marketing
St. Norbert College
De Pere, WISkills
- Residential Loans
- Residential mortgage lending regulations
- Practiced at FHA loan process
- Loan processing knowledge
- Employment Verification
- Dedicated Work Ethic
- Teamwork and Collaboration
- Analytical and Critical Thinking
- Regulatory Compliance
- File Management
Computer Knowledge
DU, ELC, MCP, Colleague Connect, CMS, Sales Pro, Nautilus, LoanServ, Equifax, Blend, FIS, Adobe Pro, Excel, Microsoft Word, Power Point, Outlook, Paint, CBC, Collaboration Center, PDF Factory, Adobe, and CAD.
Timeline
Residential Loan Processor II
Associated Bank
07.2019 - 09.2022
Purchasing Management
KB Home
09.2008 - 11.2018
Bachelor of Arts - Communications and Marketing
St. Norbert College
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