KRISTOPHER GRENIER, CRPC
Marlborough,MA
Summary
Experienced with providing comprehensive financial advice and planning. Utilizes in-depth knowledge of market trends and financial products to develop tailored strategies. Track record of building strong client relationships and ensuring financial stability.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Financial Advisor
Merrill Lynch
Marlborough, MA
10.2022 - Current
- Developed comprehensive financial plans tailored to client goals and risk tolerance.
- Analyzed market trends to provide strategic investment recommendations.
- Cultivated long-term client relationships through regular communication and trust-building activities.
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products, and services based on each clients' individual needs.
- Ensured compliance with industry regulations and company policies while serving clients'' best interests.
Accounting Clerk
WEBSTER FIRST FEDERAL CREDIT UNION
Worcester, MA
11.2021 - 10.2022
- Meticulously balanced interdepartmental accounts and reconciled bank and financial records to ensure alignment with the general ledger, which included maintaining and updating the accounting databases.
- Promoted and managed consumer loan services and gained high customer satisfaction ratings.
- Gained extensive accounting and financial expertise.
Consumer Loan Servicing Clerk
WEBSTER FIRST FEDERAL CREDIT UNION
Worcester, MA
09.2018 - 11.2021
- Evaluated loan documents to ensure observance of quality control measures across our consumer loan portfolio.
- Interacted consistently with credit union members to answer questions, resolve concerns, and to provide essential information related to the company’s wide range of services.
- Managed, and responded to consumer credit disputes both from the credit bureaus and customers directly.
- Commended by credit union members and the Vice President of consumer lending for the ability to identify a concern and provide rapid resolutions.
- Excellent at comprehending credit reporting procedures, and educating members about their process, and consequently, any potential risks.
Bank Teller
WEBSTER FIRST FEDERAL CREDIT UNION
Worcester, MA
09.2016 - 09.2018
- Directed all consumer and bank members’ transactional services, including bank deposits, monetary withdrawals, financial transfers, and other bank transactions.
- Individualized member transactions based on requests, and unique needs.
- Delivered exceptional customer service, privacy and confidentiality, excellent interpersonal skills, and efficient attention to detail.
Superintendent
CORNERSTONE CONSTRUCTION SERVICES, LLC.
Woburn, MA
09.2011 - 12.2014
- Supervised all projects from planning to completion, assigned and delegated team tasks and ensured time sensitive operations, quality control, safety and security mandates observance, and schedules.
- Developed project budgets, product and supply inspections, workmanship, and organization across the construction site.
- Led activities for groups of tradesmen, coordinating subcontractors to optimize productivity, efficiency and meet scheduled deadlines.
- Collaborated and directed up to 40-50 subcontractors, daily.
- Managed and monitored multiple projects and equipment worth upwards of $900K.
- Participated on governmental projects, to include the DoD, GSA, FAA, Military Reserve Bases, and NPS.
Education
Associates - Accounting and Business Finance
Quinsigamond Community College
Worchester, MASkills
- Financial Valuations
- Revenue Projections
- Time Management
- Debt management
- Investment management
- Estate planning
- Client Relationships
- Client Engagement
- Program Expertise
- Data Management
- Client Retention
- Regulatory Compliance
- Retirement planning
- Portfolio analysis
- Cash flow management
Certification
- CRPC - Chartered Retirement Planning Counselor, College for Financial Planning - June 6, 2025
- Series 66 - Uniform Combined State Law - February 1, 2023
- Series 7 - General Securities Representative - January 3, 2023
- SIE - Securities Industry Essentials - November 28, 2022
Timeline
Financial Advisor
Merrill Lynch
10.2022 - Current
Accounting Clerk
WEBSTER FIRST FEDERAL CREDIT UNION
11.2021 - 10.2022
Consumer Loan Servicing Clerk
WEBSTER FIRST FEDERAL CREDIT UNION
09.2018 - 11.2021
Bank Teller
WEBSTER FIRST FEDERAL CREDIT UNION
09.2016 - 09.2018
Superintendent
CORNERSTONE CONSTRUCTION SERVICES, LLC.
09.2011 - 12.2014
Associates - Accounting and Business Finance
Quinsigamond Community College