Kurt Bard
Traverse City,MI
Summary
An experienced Financial Professional with a successful career managing risk, performing due diligence, leading projects and handling time-sensitive, complex transactions. Twenty seven years of success in attaining business goals through in-depth financial analysis, budget strategy design, and sales development and execution.
Overview
27
27
years of professional experience
1
1
Certification
Work History
Financial Advisor
Prudential Financial
Traverse City, MI
05.2022 - Current
- Advised customers on advantages and disadvantages of different product decisions in alignment with individual needs.
- Provided recommendations for education funding, estate planning and insurance gap analysis.
- Evaluated investment materials to develop financial recommendations, fulfill customer needs and predict favorable investments.
- Provided ethical, objective and holistic financial planning advice to clients.
- Facilitated client meetings with comprehensive investment strategy planning.
Financial Advisor
Huntington National Bank
West Branch, MI
07.2019 - 05.2023
- Developed and deepened relationships with new and existing clients to advance progress and improve business.
- Explained advantages and disadvantages of available financial products to customers to maximize satisfaction.
- Answered clients' questions regarding details of financial plans and strategies and explained data in easy-to-understand terms.
- Interviewed clients to determine income, expenses, financial objectives and risk tolerance in order to develop successful financial plans.
- Developed and expanded financial planning relationships with customers through loyal and dedicated service.
- Consulted with clients to assess and meet short- and long-term financial goal.
Investment Executive
53 Bank
Traverse City
08.2010 - 05.2015
- Consult with clients to determine current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance and other information needed to develop a financial plan
- Profile and analyze investment products to develop customized financial strategies to meet client financial needs
- Conduct careful financial and covenant analysis of proposed transactions and portfolio companies
- Present and seek full understanding from my clients about the purposes and details of financial plans and strategies
- Provide branch coverage for Traverse City, Elk Rapids, Suttons Bay and Cadillac, MI locations
- Attain year over year growth in assets under management and revenue.
Independent Advisor
OnPoint Investments - LPL Financial
Traverse City
09.2002 - 08.2010
- Founded, developed, and grew a successful independent practice specializing in small business retirement plans
- Recruited and mentored two other Financial Advisors.
Financial Advisor
Prudential Securities
Traverse City
04.1997 - 09.2002
- Began my Financial Career at Prudential Securities under the close mentorship of the branch manager
- Received the 'Top Gun' award during my 'Financial Advisor in Training' program
- Participated in Prudential Securities rigorous 'Manager in Training' program.
Investment Executive
State Savings Bank
Traverse City
- Established the banks new financial advisory department in 5 branch locations
- Profile and analyze investment products to develop customized financial strategies to meet client financial needs
- Research and sell stocks, bonds, and mutual funds
- Provide branch coverage for Traverse City, Empire, Gaylord, Beulah and Houghton Lake, MI locations.
Education
Traverse City Senior High School
Traverse City, MISkills
- Financial analysis
- Planning
- Investments
- Consultative sales
- NASAA Series 63
- NASAA Series 65
- Life
- Accident
- Health
- Variable Annuity
- Client Relations
- Advising on investments
- Planning for retirement
- Funding education
- Account Performance Reviews
- Wealth Management
- Relationship building and management
Affiliations
- Active member of the Frankfort Rotary Club
- Current President - Grand Traverse Area Snowmobile Club
- Past President and active member - NAVHDA, North American Versatile Hunting Dog Association
Certification
- NASAA Series 63
- NASAA Series 65
- Life, Accident, and Health
- Variable Annuity
Datesconverted
True
Timeline
Financial Advisor
Prudential Financial
05.2022 - Current
Financial Advisor
Huntington National Bank
07.2019 - 05.2023
Investment Executive
53 Bank
08.2010 - 05.2015
Independent Advisor
OnPoint Investments - LPL Financial
09.2002 - 08.2010
Financial Advisor
Prudential Securities
04.1997 - 09.2002
Investment Executive
State Savings Bank
Traverse City Senior High School
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