Summary
Overview
Work History
Education
Skills
Timeline
Generic

Kwame Darko

Dallas,Texas

Summary

Meticulous Fraud Crime Analyst with over 5 years of experience in Financial Crime prevention and investigation. Excels in gathering, analyzing, and reporting evidentiary findings, including forensic financial analysis and fraud. Hard worker with great interpersonal skills looking for a career challenge and advancement.

Overview

5
5
years of professional experience

Work History

AML Analyst

Madison-Davis (Cross Bank Project)
11.2023 - 03.2024
  • Reviewed alerts and referrals for potential fraud, money laundering and terrorist financing activity.
  • Identified and escalated money laundering risk-related activities.
  • Drafted and filed Suspicious Activity Reports ("SAR") for escalated activity.
  • Conducted suspicious activity investigations, transaction monitoring, currency transaction reporting, global sanctions screening, enhanced due diligence, or other AML processes
  • Worked closely with tellers in customer registrations/verification (KYC), fraud investigations, and other key stakeholders as part of the investigative process to provide specialist advice.
  • Reviewed and compiled large of amounts of transactions, transaction data, geographic activity, and login and password activity for unusual activity and suspicious patterns.
  • Detected new widespread money laundering schemes and fraud trends further identifying and escalating suspicious activity.
  • Placed blocks and holds on accounts with established suspicious activity after escalation.
  • Participated in department projects and initiatives fostering team spirit and cooperation
  • Stayed up to date with new industry technology and government policies and guidelines

External Fraud Investigator

BCTwenty Consulting (Allied Bank Project)
08.2021 - 09.2023
  • Reviewed computer-generated alerts and human referrals for evidence of fraud and suspicious activity while meeting SLA requirements.
  • Identified and analyzed fraud and money laundering schemes and trends, while deducing bank customers’ role in suspicious activity
  • Drafted SAR's and No SAR narratives highly supporting my decisions with documentation, case notes and rationale.
  • Filed SARs on the FinCen website documenting all information related to suspicious activity.
  • Filed several reports as appropriate including RFI’s, Elder Financial Abuse and Brokerage Exploitation reports.
  • Reviewed transactions, transaction data, geographic activity, and login and password activity for unusual and suspicious patterns
  • Analyzed different types of fraud instruments including CLAIMS, ACH, Wire, Authorized and Unauthorized transactions, and checks
  • Analyzed and documented surveillance to support cases and aid law enforcement
  • Reached out to customers, utilizing verbal communication skills to perform investigations over the phone to deduce their role in suspicious activity.
  • Corroborated with my team on projects and tasks fostering the spirit of teamwork and leadership while operating indepedently.

KYC Associate

BCTwenty Consulting
09.2019 - 07.2021
  • Reviewed KYC and CIP for completeness and accuracy as part of client validation to assess and document the risks associated with that client
  • Conducted CDD/EDD while onboarding individual and commercial clients using public and private databases following AML, BSA, and USA Patriot Act standards
  • Assessed and mitigated risk associated with high-risk entities jurisdictions, businesses, and Politically Exposed Persons (PEP)
  • Drafted reports on risks encountered and escalated further to manager and compliance teams for further resolution
  • Screened Beneficial Owners, C suite executives, and Authorized Representatives through public databases to ensure legality
  • Investigated entity identification documents to ensure they were legal and non-fraudulent
  • Provisioned accounts, instituting appropriate compliance flags and setting them up for periodic reviews and audits

Education

Bachelor of Science -

Ball State University
Muncie, Indiana
07-2019

Degree in Progress - Organizational Management

Eastern University
PA

Skills

  • Fraud Investigations
  • Anti Money Laundering (AML)
  • SAR
  • Transaction Monitoring
  • Know Your Customer (KYC)
  • CDD/EDD
  • Compliance
  • Risk Assessment
  • Lexis Nexis
  • Wire
  • ACH
  • Credit Card
  • Check Fraud
  • Peer to Peer
  • Identity Theft
  • Account Takeover
  • Onboarding
  • SQL
  • BSA
  • OFAC
  • USA Patriot Act
  • Fin Cen
  • Report Filing
  • Due Diligence

Timeline

AML Analyst

Madison-Davis (Cross Bank Project)
11.2023 - 03.2024

External Fraud Investigator

BCTwenty Consulting (Allied Bank Project)
08.2021 - 09.2023

KYC Associate

BCTwenty Consulting
09.2019 - 07.2021

Bachelor of Science -

Ball State University

Degree in Progress - Organizational Management

Eastern University

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Kwame Darko