Michael Daly
Tampa,FL
Summary
Experienced team leader and seasoned financial professional with over 10 years of lending experience. Thrives in fast-paced call center and branch environments. Excellent communication and negotiation skills. Track record of achieving exceptional results in exceeding loan goals, business client acquisition, reducing delinquency and building client relationships.
Overview
13
13
years of professional experience
Work History
Senior Lending Analyst
GTE Federal Credit Union
07.2018 - Current
- Lead a team of 10 with the responsibility of decisioning applications outside of their lending authority, answer any question asked in the team chat or by phone, monitoring their phone status, ensuring the team responds to web messages and emails in a timely manner, assign and review for accuracy the applications that are in need more info status and funding delays
- Responsible for performing dealer audits to validate the accuracy of information submitted
- Analyze clients financial status, credit worthiness and property values to determine feasibility of granting loans.
- Travel to dealerships to address any recent concerns, promote partnership and inform them of any upcoming changes
- Lead all team projects
Financial Relationship Consultant
Regions Bank
12.2017 - 07.2018
- Develop new processes for employees which result in increased sales and time management
- Create and implement business acquisition strategies through multiple channels of networking
- Perform presentations to local businesses to acquire lending and account level relationships
Direct Lending Specialist
Grow Financial Federal Credit Union
02.2013 - 12.2017
- Analyze clients financial status, credit worthiness and property values to determine feasibility of granting loans
- Approve loan applications that meet loan requirements
- Review loan agreements for accuracy
- Achieved $400k consistently on a monthly basis
Loan Resolution Specialist
Grow Financial Federal Credit Union
02.2012 - 02.2013
- Negotiated payment arrangements with past due accounts
- Locate missing collateral and customers
- Evaluate and prepare loan modifications
Education
Associates - Business Management
Schoolcraft College
01.2013
Skills
- Customer Service
- Communication
- Negotiation
- Financial Analysis
- Delinquency Reduction
- Vendor Relationships
- Account Management
- Collections
Volunteer Experience
- Organized charity casino benefit for First Step Charity
- Annual volunteer with the Special Olympics, Surfers for Autism and Christmas in April
Timeline
Senior Lending Analyst
GTE Federal Credit Union
07.2018 - Current
Financial Relationship Consultant
Regions Bank
12.2017 - 07.2018
Direct Lending Specialist
Grow Financial Federal Credit Union
02.2013 - 12.2017
Loan Resolution Specialist
Grow Financial Federal Credit Union
02.2012 - 02.2013
Associates - Business Management
Schoolcraft College