Lalita Harris

NASA Federal Credit Union

10.2013 - Current

Review and approve consumer loans based upon the assigned level of loan authority.
Responsible for the timely and accurate decision of consumer lending products utilizing the Credit Union’s credit granting guidelines.
Communicate loan policy and procedural information via web message, shastic, email, or phone call channels to existing and potential Credit Union membership.
Decision routine and complex loan requests by validating loan data, examining documentation, identifying loan fraud, evaluating/mitigating risk within delegated authority.
Review previously decisioned transactions for accuracy and adherence to the Credit Union’s underwriting and corporate policies.
Assist Team Leads with on-going business development needs.
Assists the Collection Department in reviewing delinquency rewrites.
Prepares and maintains periodic reporting to help drive underwriting efficiencies and uniformity across all lending products.
Acts as a mentor to Underwriter I & IIs.
Participates in Consumer Lending initiated projects.
Helps identify software issues.
Process improvement ideas based upon member experience and observation
May act as a Team Lead to actively mentor Jr Underwriters and Lending Staff.
Helps to instrument in loan origination system and multimedia communication queue management.