LAMONT BRYANT SR.
Philadelphia,PA
Summary
Dynamic Commercial Loan Administrator with a proven track record at Prudential Bank, excelling in credit analysis and client relationship building. Expert in loan documentation and compliance, successfully managing a diverse portfolio while enhancing operational efficiency. Recognized for driving revenue growth through tailored financial solutions and exceptional customer service.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Commercial Loan Administrator
Private Financial Advisor/Broker
01.2023 - Current
- Loan Officer for the following companies "Calcap Lending, SMF Mortgage Capital, New Rez Mortgage Lending & Vanguard Mortgage Capital Lending".
- Managed loan documentation processes, ensuring compliance with regulatory standards and internal policies.
- Collaborated with financial advisors to assess client needs and structure tailored loan solutions.
- Conducted thorough credit analyses to evaluate borrower eligibility and risk factors associated with loans.
- Maintained accurate records in loan management systems, facilitating audits and reporting requirements.
- Facilitated smooth loan closings by coordinating with borrowers, lenders, attorneys, and title companies to resolve any discrepancies or issues.
- Managed pipeline of commercial loans from origination to closing, ensuring timely completion of tasks for all parties involved.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
- Assisted customers with completing loan applications and other paperwork.
Vice President of Finance Centers
Prudential Bank
05.2019 - 12.2022
- Directed financial planning and analysis to enhance profitability and operational efficiency.
- Oversaw budgeting processes, ensuring alignment with organizational goals and strategic objectives.
- Manage Branch Payroll, PTO Approval Time off & Scheduling.
- Perform monthly coaching sessions & create development plans to help each team member reach their company & personal goals.
- Responsible for retaining & managing current banking relationships and building new Commercial/Business Relationships to increase company revenue.
- Daily Phone dials and participate in all Community Events to have a bank present.
- Work as a Team Player & Mentor to those employees with less experience.
- Source & manager all "Loan Documents; as well as educate the clients making sure that the client has the best product for there situation.
- Coordinate monthly Security, Emergency & Audit Procedures for Branch Risk Assessment and Staff Readiness.
- Managed Four Branches, which consisted of 20-25 employees including Branch Manager, Asst. Branch Manager, Relationship Banker & Tellers. That reported directly to me on a daily basis!
Commercial Loan Officer
Velocity Mortgage Capital (1099 Employee)
01.2019 - 06.2020
- Evaluated loan applications to determine creditworthiness and risk factors.
- Developed tailored financing solutions for diverse client needs.
- Facilitated smooth transactions by collaborating with internal departments such as underwriting, legal, and closing teams.
- Executed 450 cold calls each week to develop new loan prospects.
- Managed up to 30 client loans at any given time.
- Managed a diverse portfolio of commercial loans, consistently achieving annual performance targets.
- Boosted loan portfolio growth by developing and maintaining strong relationships with new and existing clients.
Licensed Banker/Senior Business Banking Specialist
Citizens Business Bank
01.2014 - 05.2019
- Increased revenue generation through targeted marketing initiatives aimed at expanding the client base.
- Generated business and acquired new customers through diverse promotional, outreach and networking strategies.
- Conducted evaluation and monitoring of specific investment types to provide insight to investment management team.
- Streamlined loan application processes for faster approval rates and increased client retention.
- Identified customer desires and goals through needs-based sales tactics.
- Negotiated favorable terms on loans and other financing options for small businesses, supporting their growth objectives.
- Targeted accounts at senior and executive levels and secured funding for future initiatives.
Financial Advisor
Prudential Financial
01.2010 - 12.2013
- Developed customized financial plans for clients to achieve long-term financial goals.
- Conducted comprehensive market analysis to identify investment opportunities and trends.
- Advised clients on risk management strategies to protect assets and increase portfolio value.
- Led workshops on retirement planning, estate management, and wealth accumulation strategies.
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
- Studied financial documents to identify potential areas needing improvement.
Education
Bachelor of Science - Business Administration
Temple University
Philadelphia, PA01-1994
Skills
- Commercial Lending, Capital Lending, Loan documentation, Loan Compliance, & Loan Closing Procedures
- Regulatory Compliance, Ethical Conduct Standards & Audit Coordination
- Credit Analysis, Risk Assessment & Business Development
- Customer Service Focus, Client Relationship Building & Problem Solving
- Financial Analysis Proficiency, Portfolio Management, Budget Management, Financial Solutions
- Team Leadership skills, Cross Sell Bank Products, Computer literacy, Task Prioritization
Certification
- Licensed Public Notary & NMLS 1493625
Timeline
Commercial Loan Administrator
Private Financial Advisor/Broker
01.2023 - Current
Vice President of Finance Centers
Prudential Bank
05.2019 - 12.2022
Commercial Loan Officer
Velocity Mortgage Capital (1099 Employee)
01.2019 - 06.2020
Licensed Banker/Senior Business Banking Specialist
Citizens Business Bank
01.2014 - 05.2019
Financial Advisor
Prudential Financial
01.2010 - 12.2013
Bachelor of Science - Business Administration
Temple University